September 18, 2018
UNITS / STATE COMMITTEES
BACKED HOSPITALISATION SCHEME
WITH IBA ON 14.09.2018
In the background of the
meeting held on 08.09.2018 on the above matter, IBA took
initiative to meet the officials of United India Insurance
Company Ltd., along with the General Managers of the Public
Sector Banks on 10.09.2018.
In the discussion held, the IBA team was led by Shri
V.G.Kannan, CEO, IBA, Shri B.Rajkumar, Deputy CEO, IBA, Shri
S.K.Kakkar, Sr.Adviser, IBA and General Managers from Central
Bank of India, Bank of India and Indian Bank.
The discussions was initiated by Shri V.G.Kannan, CEO,
IBA and followed by Shri S.K.Kakkar, Sr.Adviser who explained
the approach of UIIC in taking forward the contentious issue.
Eight representatives were present in the meeting.
The details prepared by “UIIC” and presented through
power point presentation for the benefit of the representatives
of eight organisations.
The total loss of Rs.1364 crores has been incurred by
UIIC for the past three years and the need to revise the premium
was reiterated upon. The
decision of the Government not to engage private insurers and
brokers was also informed by IBA.
It was agreed by representatives of the Union to respond
to the proposal provided by the IBA within two days.
From our organisation we have sent a detailed note to
Convenor [Off.], UFBU, Chandigarh, which is as follows.
The issues are to be
bifurcated into two segments – “Serving
enable us to arrive at the premium enhancement, UIIC should be
prevailed upon to provide the details area wise availment of
facility [ie] Metro, Urban, Semi Urban and
reduction of bed charges by Rs.1000/- across the board should be
agreed upon after obtaining the details, depending upon the
to the introduction of the Hospitalisation Scheme backed up by
Insurance, A.I.I.M.S. rates were kept to consider the
the discussions, it was informed that State Bank of India has
got tie-up arrangements with 400 hospitals and charges for
treatment also capped. Combining
the above documents, the rates are to be fixed, facilitating to
a situation of restricting the reduction of bed charges across
the Board and also other charges.
premium paid by the Bank is one lot, that too in the “first
month itself”. The
interest earned on the premium received in advance should also
be considered for restricting the premium enhancement to the
both sections of the workforce.
individual banks are meeting out the medical expenses of the
Executive Directors and Chairman and Managing Directors even
after retirement, the equal treatment should be extended to the
retirees who have served the Institution for nearly 3-1/2
decades on an average.
premium arrived at by UIIC should be composite and not segment
wise, as the Bank is collecting and remitting the premium from
the standardisation of the charges are decided the problem of
co-pay will be automatically taken care of.
should be an exclusive discussion for retirees , as there is
time to finalise the same. In
the best interest of serving employees and retirees, the common
date of commencement of the premium will provide sufficient time
to address the issues confronting us.
Subsequently the four
Officers’ Organisations have submitted the consolidated view
points to IBA today.
We shall keep posted with
the developments in due course.