INDIA BANK OFFICERS' ASSOCIATION
June 15, 2018
ALL UNITS / STATE COMMITTEES
9 CONSTITUENTS MEETING
AT CHENNAI ON 12.06.2018
take stock of the situation in the Industry, after 48 hours of
successful strike action by the banking workforce on 30th
and 31st May 2018, a meeting of nine constituents was
held at Chennai on 12.06.2018 at Hotel Abu Sarovar Portico,
P.H.Road, Chennai under the Chairmanship of Com.K.K.Nair.
Our Unit was represented by Com.M.A.Srinivasan,
Dy.Gen.Secretary, Com.G.Gunasekaran, Treasurer,
Com.V.Ramabhadran, Convenor, Wage sub committee, Secretary,
AIBOA besides the undersigned. The prevailing situations in our
Industry broadly are:
The offer made by the IBA was meagre and refusal to negotiate
the wage revision for officers above Scale III;
Clamping of Prompt Corrective Actions
Bank and Allahabad Bank;
Speeding up Banking reforms process viz., “Privatisation, merger
of Banks, Velvet treatment to bad loans borrowers, FRDI bill and
IB code etc.”;
Irresponsible utterances by responsible peoples’
representative in the Government to stop the annual increment of
the officers, who are failing to grant the
It was decided to meet the
concerned authorities in MOF and also IBA, CLC[C]
before reviving the programmes of Action in a higher form;
Depending upon the response from the authorities, the future
course of actions including strike
actions in July and August 2018
will be decided ;
“Bank Nationalisation Week”
from 16th July 2018 to
21st July 2018 will be
observed throughout the country. The programmes will be
released in this regard, in due course.
Let us prepare ourselves to face the future unitedly as the
owners are known for delaying / denying the legitimate rights of
the workers in our Industry
June 6, 2018
ALL UNITS /
BE NOT PROUD – FLOWER MIGHT HAVE WITHERED
THE SEEDS REMAIN
JUNE 2018 - 5TH REMEMBRANCE DAY
sterling leader of Bank Officers’ movement under our banner,
Com.RJS, had breathed his last nearly 5 years back on
In this world
of “Survival of the fittest” he was the one, who established
that a comrade who possesses the basic values of the trade union
ie; conviction and commitment to the cause can too survive.
the death of Com.Prabhat Kar, the founder President of AIBOA, in
the conference held at Mumbai, he was elected unanimously, to
succeed as the “First Man” of the organisation. He stole the
show at Malvankar Hall, Delhi in the year 1992 when he was
called upon by Joint Presidium of the TU meeting to move the
resolution of “opposing the new Economic Policy”. His
presentation was short, sharp and focussed, which made the then
Industry leader Com.Tarakda to acknowledge his brilliance on the
dais itself. He was second to none in securing the rights and
benefits to the officer’s community. Equally he had the quality
to “call a spade as a spade”. When it was the need of the hour
to hold the banner dear to the heart, he was a shining example.
Nearly 2000 days, he was on loss of pay, the turbulent days in
the life of parent Bank’s, Base Union”. To enable the Banking
workforce to get an another option for pension in April 2010, he
stood firmly with the then UFBU Convenor. He took keen interest
to establish close coordination with other Officers’ Unions and
conducted the meeting of Officers in the metropolitan cities,
which evoked tremendous response from rank and file. His
outlook on society was also “ an
leader par excellence emerged as an immortal by his
contributions to the society at large. In order to
perpetuate the memory of this leader our organisation has
arranged a memorial lecture “ The Impact of
the policy of the Government on Public Sector undertakings” by
Com.Lenin on 15.06.2018 at Com.C.S.Hall, A.K.Nayak Bhavan,
Chennai-600 001 at 10.30 am.
Memories of past times
hopes for all that is yet to come.
June 3, 2018
ALL UNITS /
BANK OFFICERS FORUM MEET AT BENGALURU.
of growing attacks on jobs and jobs security and also move to
take control of hard earned savings of employees and officers
kept in the PF trust of individual banks, by Government of
India, there was an urgent need to have the meeting of the
PSBOF. In pursuance of the notice issued by the PSBOF Convenor,
Com.K.Raghava, the meeting was held at Bengaluru today at Kotak
Mahindra Bank Officers’ Association office at Basavanagudi,
Bengaluru. The committee commenced its proceedings at exactly
meeting was presided over by Com.S.A.Sridhar, Chairman, PSBOF,
attended by the office bearers and committee members. Between
the last meeting held at Kolhapur on 24/09/2017 and till date,
the forum has added one more unit of old generation private
sector Bank i.e. Nainital Bank Officers’ Association with
majority membership of 300 members under the banner of AIBOA.
Com.A.N.Suresh, President AIBOA also participated in the
meeting. The participants from the five banks are: Com. B.
Jayarama Naik, Com. K.Raghava, President and General Secretary,
KBOO, Com. Suresh Gupta, General Secretary, AIJKBOF, Com.
S.A.Sridhar, Com. G.S. Chowdary and Com. A. Chandrashekar,
Chairman, President and General Secretary, KMBOA, Com. Deelip
B.Dari and Com. K.A. Patil, Secretary and Vice-President, RBOO,
Com.Chandrashekar Kanyal and Com. Sahil Khan, President and
the introductory presentation Com.K.Raghava, the Convener, PSBOF
made a brief account of the attacks on officers’ organisations
by the Private Sector Bank management. After the welcome address
by Com. Muthukrishnan of Kotak Mahindra Bank officers
Association, the host of this meeting, the Chairman PSBOF took
the agenda listed in the notice. The house was called upon to
observe two minutes silence in the memory of Com.T.R.Verma,
Secretary AIBOA, Com. M.Keshavayya, the founder President of
KBOO and all others who have breathed their last during this
interim period. The minutes of the meeting held on 24.09.2017
at Kolhapur was read and adopted the same unanimously.
undersigned was called upon to present the overall developments
in the Industry in general and on wage revision in particular.
In a 45 minutes presentation every important detail were shared
right from the bad loans, behavior pattern of the IBA-Govt.
combine, recent happenings in Private Sector Banks and the
lessons to be learnt from the struggles in the Industry as well
in the Individual Banks level too. Com.A.N.Suresh, President
AIBOA, in his brief presentation, touched upon the developments
in a lucid way and the role of individual unions in addressing
the issues concerning Industry and also of the Wage revision
Com.Sahil Khan of NBOA, presented crisply the problems
encountered by the unit in the matter of creation of a new
vertical to have the digital venture by the parent bank, i.e.
Bank of Baroda at a heavy cost and also the attitude of the
management in dealing with the union, unleashing a threat
against the union and attack on office bearers through
transfers. Their new endeavour to present a memorandum to the
Parliamentary Committee was also shared in the meeting. Next
came to present the issue was Com.Dileep Dari, Secretary RBOO.
The attempt of Regional Commissioner EPF to take over the
control of the PF Trust based on the notification issuedby
Government of India and need to take immediate steps by the
parent body to halt the move, as it is too dangerous to allow
the authorities to deal with the issue of hard earned savings of
the employees and officers. The case has been posted for hearing
on 16/07/2018 in CGITat Mumbai. There were healthy exchange of
informations amongst the participants and more particularly from
Com.A.N.Suresh, President, AIBOA. The house was adjourned for
lunch for 30 minutes.
resumption after lunch, Com.Suresh Gupta, CC member of PSBOF and
General Secretary of AIJKBOF, presented in a condensed way the
complications faced by the organization due to varied issues due
to the uncertain political climate in the valley. In spite of
the grim situation, he shared the achievements made by the
organization in the Bank. At the end, he assured the house to
make his unit to fall in line with the decision taken by apex
level organization in to-to. Com. B. Jayarama Naik, President
of KBOO narrated the various developments in the organizational
front as well as the behavioural pattern of the administration
in the Bank in the current spell. Com.K.Raghava, General
Secretary of KBOO pointedly presented the challenges encountered
by the officers in the area of work- life balance, mid-academic
transfers and the stresses and strains faced in their day to
daywork, especially in cross selling of third party products
host unit, KMBOA, General Secretary, Com.A.Chandrashekar, spoke
about the pains encountered in handling the issues of members
and due to the delaying tactics of the administration in day to
day matter. The performance rating and incentive attached with
that causing heartburn on a continuous basis. The denial of
compensation to officers during the demonetization period is an
issue shot down by the management due to contractual officers
numbering 32000 in Kotak Bank being denied of the same.
Com.S.N.Chowdary, President, supplemented the experience of the
PF meeting held by Government of India at Mumbai and confirmed
that the Bank has intimated the Government that they will
continue with the present bank-wise trust approach. Com. S. A.
Sridhar, Vice-President, AIBOA shared with the Forum about the
dilatory tactics resorted to by the management of Kotak Mahindra
Bank with regard to their Charter of Demands.
8. The forum
has decided to take up issues concerning the units, which are as
To extend support to the programmes of actions of NBOA, in the
matter of merger with BOB and also curtailing the expenditure of
To take expeditious steps to tackle the issue of EPF trust with
all authorities ie; MOF,MOL OF GOVT OF INDIA, CBDT and also
through legal forum;
To take steps to form a co-ordination committee with all other
old generation private sector banks who are outside the ambit of
To take all necessary steps to broad base the unity of the
workforce in the Private Sector Banks and industry too.
9. The next
meeting of the forum will be conducted by the newly joined unit
NBOA before end of September 2018.
vote of thanks was proposed by Com. S.K. Anandaram of KMBOA and
ended at 5 p.m.
UNITS / STATE COMMITTEES
HOURS OF STRIKE – PHASE II
REFLEXATION OF SEETHING ANGER OF THE BANKING WORKFORCE.
UNITY, STRUGGLE AND PROGRESS – OUR WATCHWORD.
Reports are pouring in that the repeat exercise of the first day
has resulted in severely hitting the banking operations today
also. If we say that the Banking operations were brought to
grinding halt, it is not an excessive expression.
Demonstrations, Long march in soaring temperatures unmindful of
external environment and near total participation of the
workforce in the Industry should certainly attract the attention
of the people at large and also various authorities who are to
decide the future course of actions to avoid the confrontations
with the collective force of the nine constituent unions.
The traders’ body has expressed that the 48 hours strike will
impact transactions worth Rs 200 million. Digital transactions
comprising of 5% of the total transactions had a severe hit as
the servers in the Banks were brought to a halt. Eastern and
North eastern part of the country have been totally shut the
bank branches. In rest of the country the halt of the work is
near total. Seething anger of the banking workforce and their
personal participation have demonstrated their conviction to
take forward the struggle to a greater heights.
The mounting pains caused to the Institutions on account of Bad
loans should not passed on to the shoulders of existing
workforce. When the pay commission can decide the salary and
allowances right from Class IV employee upto Cabinet Secretary,
how come in Banks ,the Team IBA stated that they will negotiate
only upto Scale III in the Banking Industry? How come the IBA
accepted fractured mandate from Banks? The concept of majority
will prevail over minority is attempted to be reversed by IBA.
After CLC counselling the representatives of IBA, now there is a
communication addressed to SBI, PNB,BOB,UBI,IB AND OBC to
revisit their decision on mandate. Should it happen like this?
Ultimately, it is IBA and Government combine are solely
responsible for the present situation in our Industry. The
writing on the wall is loud and clear.
conclude; SUCCESS IS THE SUM TOTAL OF SMALL EFFORTS AND
ACTIONS REPEATED EVERY SINGLE DAY.
Onward march to forward movement in the talks,
May 30, 2018
All UNITS /STATE COMMITTEES
WELL BEGUN HALF DONE.
HISTORIC 48 HOURS STRIKE HAS
COMMENCED WITH BIG BANG.
MASSIVE RESPONSE BY THE
In response to the call of 48
hours strike given by the nine constituents consisting of 4
officers’ organisations and 5 workmen organisations, the entire
work force in the banks, have collectively responded to the
directions given by the unions. Reports are pouring in from
various parts of the country that the response is unprecedented.
Unmindful of the soaring temperature, the participation by the
members established in unmistakable terms that the level of
dissatisfaction is crossed the tolerance level.
2. Looking to the
developments that has rocked the Banking system in the last week
of January 2018, the responsible and responsive organisations in
Banking, took a right decision to postpone the one day strike in
Feb, 2018 and responded to the situation by holding a Dharna on
21st March, 2018 at Delhi. The delegation met the
Hon’ble Finance Minister and also the Secretary D.F.S.
Government of India, which facilitated for a meeting with IBA
after six months period. It was a bolt from the blue on 5th
May, 2018, that IBA offered a meagre increase of 2% in pay slip
components based on the establishment charges as at 31.03.2018.
As far as officers are concerned that IBA’s stand on
negotiations upto Scale III was certainly unacceptable. In spite
of CLC counseling in the conciliation meeting held on 28th
May, 2018, the approach of the IBA was all the more intriguing.
3. The four officers’
representatives meeting with Additional Secretary DFS, as
decided earlier, facilitated the change in the approach with
respect to the negotiations upto Scale VII. But there was no
urgency felt on the part of the IBA, to avert the strike, by
proposing the mid course correction in the overall atmosphere of
negotiations. The last minute half hearted approach by the
authorities is also unjust.
TO Conclude; SUCCESS IS NOT
SOMETHING READYMADE. IT COMES FROM YOUR OWN SET OF ACTIONS
MOVE ON, MOVE TOGETHER, MAKE
THE STEPS MORE MEMORABLE IN THE ANNALS OF THE HISTORY OF
May 28, 2018
/ STATE COMMITTEES:
EXHIBITED POSITIVE APPROACH.
REMAINED NON COMMITTAL.
to the strike notice served on IBA for 48 hours strike
commencing from 6.00 am of 30.05.2018 to 06.00a.m of 01.06.2018,
Government of India, Ministry of Labour and employment fixed the
date for conciliation, meeting at CLC office today at 11.30.
a.m. On behalf of our organisation Com.S.S.Shisodia, Chairman
and the undersigned participated in the conciliation
2. IBA team
consisting of Shri.S.K.Kakker, Senior Advisor and Shri.Atul
Gautam, stationed at Delhi participated in the meeting.
Government of India representative Shri.S.R.Meher, Dy.Secretary,
DFS attended the meeting. CLC and Additional CLC conducted the
proceedings. Nine constituents representatives have too
the proceedings were on right track based on the facts and
figures on record, IBA’s non committal approach forced us to
take forward strike of 48 hours. Linking the present conditions
of the Bad loans in banks with the wage talks, is unacceptable
besides the unconvincing stand on fractured mandate given by six
banks forced to escalate the situation.
FORWARD WITH TOTAL CONVICTION
THE 48 HOURS STRIKE
MEMORABLE ONE IN THE HISTORY OF THE TRADE UNION HISTORY
May 20, 2018
All UNITS / STATE COMMITTEES
FRACTURED MANDATE AND MEAGRE OFFER FORCED
THE BANKING WORKFORCE FOR 48 HRS STRIKE
IBA’s stand on fractured mandate [ie]; negotiation of wage
revision upto Scale III, coupled with offer of 2% increase in
the payslip components forced the workforce in the Industry to
launch the programme of actions from 16.05.2018 culminating in
the 48 hours strike from 06.00 hrs on 30th May, 2018
to 06.00 hours on 1st June 2018.
Taking up with the Government on the issue for early reduction
has not yielded the result. Hence the Nine constituents met on
the occasion of “Review on Insurance backed hospitalisation
expenses” on 16th May 2018, unanimously decided to adhere to the
48 hours strike programme.
May 24, 2018
Press Meet in all State Capitals
May 28, 2018
Black badge wearing
May 29, 2018
Centralised demonstrations in all centres
May 30, 2018 and
May 31, 2018
48 hours strike from 06.00 am onwards ending on 06.00
hours on 01.06.2018
Comrades, this is the beginning of the struggle. Participate in
enmass and make the programmes a total success.
March on to 48 hours strike.
May 19, 2018
ALL UNITS / STATE COMMITTEES
stones from the glass house
Is Pay commission
beneficial to all?
stranger than the fiction
It is always a cry from
the roof top that the Central Pay Commission is better than
Bipartite settlement right from 19.10.1966till date for workmen
and for officers from August 1985. While signing the first
Joint Note for Bank officers in August 1985 AIBOA was the only
apex level organisation of officers. As good number of
“Gennext” has come into Banking fraternity, the need has arisen
to place the facts before them.
Government of India appoints a pay commission once in ten years
in which learned persons are the members. The 7th
Central Pay Commission was appointed on 28th
February, 2014 and it had submitted the report on 19th
The comparisons are as under:
Bipartite / Joint Note Exercise
Tenure of the settlement
Once in 10 years
Once in 5 years
Can Unions negotiate
No. The Joint consultant machinery [National Council]
staff side normally appear before the committee, submits
Yes. 5 Unions for Award staff and 4 Unions of Officers
do participate in the negotiation exercise
Yet to commence the meaningful exercise
Once in 6 months based on last 12 months payable on 1st
January and 1st July –every year. Cabinet
has to clear the proposal
Every three months,
based on the data collected, the DA is payable to
employees and officers, without any reference to
Available in Area I/II, based on the population
24%, 16% and 8%
9%, 8% and 7%/ capital cost HRA is payable
Uniformly 3% of basic pay
It starts with more than 4% and gradually slide back
Release of Increment
Minimum “very good” in performance appraisal to be
As on date, no stings attached
52 allowances have been abolished. 36 allowances have
been added with identical one
Existing allowances are continuing
Against the sanctioned strength of 40,48,707
as on 01.01.2014,
unfilled vacancies are
7,47,171. Outsourcings of permanent jobs are being undertaken
by the Government. After
the introduction of Pay Commission, it is claimed that
Government has reduced the expenditure . How this can happen?
During the 3rd Joint Note exercise, our organisation
along with INBOC led by Com.K.K.Nair launched the joint
struggle for initial pay parity of Bank officers with that of
Central Government class I officers. But, it was the then AIBOC
leader late Mr.R.N.Godbole stonewalled the introduction of
Rs.2200/- as the starting pay for Scale I officers. Having lost
the step for advancement in the past [ie;] 20 years back,
because of rigidity exhibited, it is too difficult to correct
the derailment in the scales of pay.
Our appeal to the leader, who is triggering discontentment
should know, that the approach is incorrect and unwarranted.
Unity alone can fetch the result
We appeal to the Gennext to remain united to achieve the
demands raised by us.
A word of caution – “All glitters are not gold”.
May 18, 2018
ALL UNITS / STATE COMMITTEES
INSURANCE BACKED HOSPITALISATION SCHEME
A REVIEW EXERCISE
In the last wage revision exercise
conducted on 25th May 2015, all the Nine constituents
have agreed to have “Insurance backed Hospitalisation Scheme” in
all Banks except State Bank of India. United India Insurance
Co., Ltd., is the company, a Public Sector organisation, the tie
up arrangement was entered into. The quantum fixed for award
staff is Rs. 3 lakhs and for officers is Rs.4 lakhs, besides
certain facilities like “cashless mediclaim” has been brought
in, as a part of the welfare measure for the serving as well as
retired Banking workforce.
In the background of the current discussions on wages, it has
become the necessity of time to review the scheme. On 16th
May, 2018, the review exercise was undertaken.
IBA team was led by Shri
B.Rajkumar, Dy.CEO, IBA, Shri B.Ashok [GM, CBI], Shri M.K.Gupta [GM, BOI], Shri C.Malolan [Dy.Gen.Manager, BOB], Shri S.K.Kakkar, Sr.Advisor
[HR & IR] and Shri K.S.Chauhan,[Adviser-HR
& IR] besides HR officials of IBA. Our Organisation was
represented by the undersigned. All other constituents too
3. Consequent upon the
introduction of the new scheme / facility, it is quite natural,
there are certain problems encountered by the workforce.
Broadly to state the problems
a. Inordinate delay in settling the bills
b.Non payment of the Bills
c.Decline to consider even the genuine expenses incurred.
d.The premium fixed for the retirees are too heavy.
e. Number of retirees exercised for domiciliary treatment has
came down substantially.
f. Employees are to deal with Bank managements only and not with
third party administrators[TPAS].
Representatives of Nine constituents already had an exclusive
exercise with “UIIC” and “TPAS” along with IBA officials on 6th
October 2017, in which, the issues were also raised.
An elaborate presentation was made based on the communication
addressed to IBA on 09.12.2017, with real experience in the
We reiterated the IBA should insist the provisions of IRDA
guidelines in respect of premium for three years, verification
claim ratio and also the stand of UIIC after and meeting held on
06.10.2017. In our considered analysis of the developments, it
has well began exercise of review.
The nine constituents met prior to the IBA meet and also after
the meet at IBA officer itself. On behalf of our organisation,
Com.Narendra Kotiawala, Dy.General Secretary, AIBOA and the
undersigned participated in the meet. It
was categorically expressed to take forward the struggle /
programme of actions culminating in “48 hours of strike from
6.00 am of 30.05.2018 ending on 6.00 am of 01.06.2018.
“CIRCUMSTANCES ARE BEYOND HUMAN CONTROL BUT
OUR CONDUCT IS IN OUR OWN
ONWARD MARCH TO 48 HOURS STRIKE IN THE INDUSTRY.
May 7, 2018
ALL UNITS / STATE COMMITTEES
MEAGER OFFER AND RIGIDITY ON FRACTURED MANDATE ISSUE
SPARK RETALIATORY APPROACH.
In the background of the nine
constituents meeting with Hon’ble Finance minister and DFS on 21st
March 2018 after conclusion of Dharna at Delhi focusing the
issue of PNB Scam,
IBA, after its meeting held on27th October,2017, invited the
apex level unions for a meeting at Stadium House, V.N.Road,
Mumbai on the 5th May 2018 at 11.00 A.M.
2. Preceding the meeting with
IBA, the nine constituents
met to draw the approach in
response to IBA proposals. To recapitulate, the date of effect
of the settlement was already agreed upon. IBA proposed that the
merger of DA for construction of new pay scale was that of
31st OCTOBER 2017.
On offer, they maintained a stoic silence. On the remaining
contentious issues, it was
decided to insist upon the conclusion of pay scales should be
after merger of 6352 points of DA. If the initial offer is not a
satisfactory one, the collective decision is to reject the same
after discussing various situations, that may arise during the
course of discussions.
3. The IBA negotiating team was
led by the Chairman Shri.
R.K.Takkar (UCO Bank),
(BOB), Shri.G.Rajkiran Rai
(UBI), Shri.Shyam Srinivasan
Shri.V.G.Kannan, CEO IBA,
of IBA besides officials of personnel department of IBA. Our
organization was represented by the undersigned in the
4. Team IBA
initiated the dialogue on the issue of Insurance backed
Hospitalisation and unpreparedness of the Unions to provide the
names for constituting the small committee, to address the issue
of finalization of service
provider to implement the
scheme without any hassles to the workforce in the banks. In the
event of continued non responsiveness, various options were
spelt out by IBA including to revert back to old bank wise hospitalisation
5. In response to the IBA’s
reiteration, it was amply made clear that the unions would be
willing to address the issues of the hassle free implementation
of scheme at the bank level but categorically expressed that the unions
will not be party to the exercise of shortlisting the service
provider or brokers.
6. The next issue came up for
discussions was the offer on much vexed question of wage
revision. Team IBA expressed that looking to the depressed
financial conditions of the Banks, the initial offer was 2% on
the pay slip components was made. Not only, they insisted that
unions should spell out their demand. It was made amply clear
that the charter of demands submitted by the unions focusses
the aspirations and expectations of the workforce. While the workforce has contributed for
the gross profit of the Banks, the initial offer made by the
Team IBA is totally unacceptable and rejected the same in one
7. On the fractured mandate
issue too, the IBA maintained its stand that negotiations will
be restricted upto Scale III only.
The stand of the Team IBA
was totally unacceptable.
The meeting ended abruptly.
8. In the post lunch session,
eight unions’ representatives met again at MSBEF office, Mumbai
to chalk out the plan of action against the stand of IBA in the
matter of initial offer and also on fractured mandate for
officers. From our organization, Com.Narendra Kotiawala Deputy
General Secretary and the undersigned participated in both the
sessions of meetings. We
made it clear that in the small committee to be constituted to
decide the scheme of Insurance backed hospitalization, shall
consist of one representative from each unions,
as in the past, in the initial stage of introduction. In
the communication to be addressed to the Government, there
should be a clear mention about the fractured mandate and also
the proposed date of strike.
9. At the end, it has been
decided to write to the Government about the attitude of the IBA
on initial offer and also the issue of mandate. The centralized demonstration should be
held at all centres on 9th
May,2018. Depending upon the response from Government of India,
two days strike will be declared.
10. Comrades, as the moves of Team IBA is
not only irrational, unscientific and unsatisfactory, but also
insulting one, we have been pushed to the walls to resort to the
path of agitation. United Struggle is the only way forward to
achieve the reasonable wage revision. Move on to mobilise the
entire workforce in the Industry to express our collective
resentment against the approach of IBA on initial offer and also
mandate issue to Government of India and IBA.
UNITS / STATE COMMITTEES
THE PAGES OF HISTORY
TODAY IT IS RELEVANT
first trade union of Bankmen of pre independent of India completed
seventy two years of purposeful existence.
AIBEA, a trade union, par excellence true to the saying
stood test of times as an effective instrument for a social
foundation conference held on 21st April 1946 at
Kolkata AIBEA adopted 15 resolutions in all, out of which same of
them are reproduced hereunder.
all Bank employees do exert themselves and exercise their
influence to build up strong and healthy unions or associations
all over India.
all employees of Banks and Banking Institutions in India be
granted privilege and casual leave at least according to
fundamental rules as laid down by the Government of India.
That a minimum starting salary of Rs.75/- [seventy
five] must be given to each employee of Banks in clerical cadre
and Rs.40/- [forty] to each employee in subordinate – non
clerical cadre all over India together with a reasonable dearness
allowance and an annual increment of not less than Rs.10/-[ten]
and Rs.5/- [five] respectively.
That the working hours of a Bank employee must not
exceed seven hours a day [including one hour’s respite for
Banks all over India must make provisions for Provident funds,
Gratuity and or Pension for their employees.
the security of service of Bank employees all over must be fully
the central committee be directed to start and organise
co-operative societies for the benefit of the members of the All
India Bank Employees’ Association.
This conference, therefore, urges upon the Government to
introduce rationing all over India and upon the bank authorities
to arrange for the supply of food stuff at concessional rates to
their employees specially at those places where rationing has not
yet been introduced. The
conference requests the Bank authorities to increase the dearness
allowances so as to bring it at part with the amount paid by the
the central committee be and is hereby directed to move the
different bank authorities to provide free medical aid to members
of the staff.
a fund be created by raising subscriptions and donations for
helping the distressed employees and specially those who may loose
their service for trade dispute ie; for their union activities.
The central committee be requested to take up this work
the central Government be move to so frame the proposed Banking
Companies Act as to make provision for co-option of at least one
director in the Board of Directors from among the employees who
will be an elected representative without the requisite
qualification of a shareholder”.
plight of Bankmen in the matter of minimum Basic pay for the
workmen with Dearness allowance coupled with demand for leave
speak volumes of “agony” and ‘torture” undergone by the
elders of yester years. Besides
the demand for service condition, the foundation conference also
demanded representation in the Board by a “non-shareholder” of
1946 to 1966 took twenty years to win the Bipartite to lay the
road for development in the service conditions.
It took nearly 26 years to win the right of representation
in the Board of the Bank.
achievements are on account of the selfless service and sacrifice
made by the countless membership during the period of 72 years.
mean sacrifice. Nothing
has been achieved without suffering and sacrifice.
Great philosopher Socrates was completed to drink poison.
Galileo was exited. Jesus
Christ was crucified. In
our times, the Father of the Nation was shot dead.
All for what? For
speaking the truth and initiating the steps for the progress of
man and mankind.
lost the jewels of the movement Com.Prabhat passed into history
while returning from Nizambad after inaugurating the then State
Bank of Hyderabad Employees conference.
We lost the leader Com.H.L.Parwana, an officer at the age
of 52, who lived for others and who was charge sheeted for
organising the Trade union in Banks.
Com.Dada, who took the first and giant step a demanding
action against loan defaulters on 4th September 1997
was faced with court case by a corporate entity.
He too passed into history while he alighted in the
escalator at the airport on 02.05.2003.
AIBEA was shaped as an instrument with courage and
conviction by leaders from almost all States.
The list is limitless.
we draw inspiration to shape our future from the elders, the
slogan of “one for all
and all for one” coined and championed by late Com.P.K.Menon
the founder General Secretary of AIBOA, who was commending the
respect fro more than 3 decades in the State Maharashtra, has to
pursued and promoted.
the present workforce, it is relevant to quote:
“When you go home
Tell them of us
For their tomorrow
greeting AIBEA on 73rd
Founding Day, the slogan of
and Progress” shall be truthfully implemented
to secure the interest of the Nation, Institution and lastly the
UNITS / STATE
OF GRATUITY ENHANCED FROM RS 10LACS TO Rs.20 LACS.
OF EFFECT : 29-03-2018.
Seventh Pay commission introduced with effect from 1.01.2016
recommended the revised quantum of gratuity payable to Government
Employees was Rs 20 lacs. The Central Trade unions, even prior to
the VII pay commission recommendations, have collectively demanded
the enhancement of Gratuity, as one of the demand, in the charter
of demand submitted to Ministry of Labour, Government of India.
There were two days Nationwide strikes in 2015 and 2016 by
Central Trade Unions, in which AIBOA and AIBEA, participated in
full measure. The Charter of demands submitted to IBA too included
the enhancement of Gratuity.
nine constituent’s strikes on
28-02-2017 and 22-08-2017, focussed the issue of Gratuity
enhancement along-with other issues haunting the banking
workforce, in the background of demonetisation exercise by Banks.
The pressures exerted by the workers belonging to all walks of
life made the Central Government to concede this demand along with
the Maternity leave of 12 weeks to 26 weeks.
give the legal status to the Gratuity bill, the
laid down procedures were undertaken by the Ministry of
Labour, Govt of India viz, Cabinet approval, Presentation of the
Bill in both houses of the Parliament , President’s ascent,
consultation with Ministry of Law and finally the issuance of
Gazette notification by Labour Ministry. The exercise was
completed and accordingly the date of effect of the Amendment to
Gratuity Act was from 29th March 2018. The maximum
quantum under the Act is Rs.20lacs.
the past also, when the Government employees got the enhancement
from Rs 3.5 lacs to Rs 10 lacs with effect from 1.01.2006, the
employees governed by Payment of Gratuity Act 1972 were given the
benefit from 24th May,2010.
Gratuity under Act or the under Officers’ Service Regulations,
whichever is higher is payable to the officer employees with
effect from 29th March 2018.
AIBOA places on record its appreciation for the efforts and
initiatives taken by CTUs more particularly AITUC in realising the
demand from the unwilling hands of the owners as well as from the
February 28, 2018
UNITS / STATE COMMITTEES
Fight against the
clause of “Discharge simplicitor” in Karnataka Bank by our
a massive success” near 100% participation
AIBOA demands action
against Private Sector Banks – “Gitanjali Gems”
We have informed earlier,
through our Circular, the action of the Karnataka Bank management
to terminate a young officer, having a service of 4 years and
qualified as B.E., M.B.A., for the reason of “Under
was a relationship officer in the Bank.
Members of “Karnataka Bank Officers’ Organisation” [KBOO] a 100% membership
organisation, at various centres assembled voluntarily and exerted
pressures on the leadership of KBOO central office to draw the
plan of actions against the moves of the management.
True to the principles of “TU
ideology”, KBOO convened an urgent CC at Mangalore on
11.02.2018 with a single agenda – “withdrawal
of the termination order served on Com.Shravan Kumar”.
It is heartening to note that all the 42 CC members
attended the meeting and in one voice expressed that the
management action needs to repulse back as the termination was an
unacceptable one. CC
further authorised the General Secretary KBOO to chalk out the
plan of actions in higher form, if need be depending upon the
It is heartening to note that nearly the entire membership
affixed their signature in the memorandum addressed to M.D. with
an appeal to withdraw the termination order.
The Office bearers stationed at Mangalore met the M.D. on
23.02.2018 and urged him to receive the memorandum signed by the
2700 members. The M.D. of the Bank refused to receive the memorandum of 2700 members,
but received the letter addressed by KBOO.
The Bank, which is in process of undertaking the “transformation”
exercise by engaging an external agency, prefers to reject /
receive the humble appeals of 2700 officers.
This is happening at a time when the Bank has crossed a
business mix of Rs.100000 crores .
Officers are considered as a Brand Ambassador of the Bank !!!
The growth trajectory is because of the Officers in the
AIBOA has urged upon the Government of India to direct the
Reserve Bank of India to initiate action against the new
generation Private Sector, a consortium leader with the
participating Private Sector Banks, who have lent money to “Gitanjali
recent directive needs to be enlarged.
It can’t be restricted to Public Sector Bank alone.
Comrades of Karnataka
Bank, you are on right path. You
are pursuing the path of programmes on “Ahimsa”
way. Keep the
organisational activities in proper tune and prepare the members
for a long drawn struggle.
stands with you in full measure, as the tool used by the
management needs to be blunted immediately.
February 26, 2018
UNITS / STATE COMMITTEES
CONSTITUENTS MEET AT CHENNAI
Keeping in view the fast
forward developments in our Industry, an urgent need was felt to
take the stock of the situation by holding a meeting of the nine
constituents at Chennai on 23.02.2018 at 14.30 hrs at Tarak Illam,
The meeting was presided
over by Com.K.K.Nair, Chairman, UFBU.
Our organisation was represented by Com.M.A.Srinivasan,
Deputy General Secretary, and Com.G.Gunasekaran, Treasurer besides
the undersigned in the meeting.
[Off.] presented in brief the background and necessity to meet on
an urgent basis.
The meeting observed two
minutes silence in the memory of past UFBU Convenors,
Com.S.R.Sengupta, Com.P.Lakshminarasaiah and Com.S.R.Bal [BEFI] a
time tested leader of Bank Employees movement.
The minutes of the meeting
held at Mumbai on 06.02.2018 were read by Com.S.K.Bandlish and the
same was confirmed. In
the background of resorting the programmes of actions culminating
in a direct action on 15.03.2018 and the unexpected developments
in PNB , it was
decided to defer the
direct action on 15th March 2018, to realise the
demand of “wage revision for all” in our Industry.
It was also decided to
prevail upon the IBA authorities, who had cancelled the meeting on
21.02.2018 due to exigencies of the administration, to convene the
meeting at the earliest, as the rank and file are restive.
Further it was also
decided to conduct a “Dharna
before Parliament” on 21.03.2018 to draw the attention of
the authorities at the Government level, to expedite the
investigation and also take stringent action erring staff and also
not to come under pressure of CII and “Assochem”
in the matter of “ownership of the Banks”.
To highlight our concern
in the recent developments, it has been decided to conduct press meet at all State Capitals between 5th March to 10th
Subsequently the four
officers’ organisations met separately and decided to take up
with CVC on the advisory on transfers as well as with RBI
on the recent instructions on classification of advances.
A communication addressed
to CVC on transfers was sent by four officers organisations on the
the job” and “jobs
security” are the slogans as the forces are awaiting to
destabilise the Public Sector character of Banking in India.
adhere to the programmes of action in each State without fail.
February 14, 2017
UNITS / STATE COMMITTEES
38 YEARS OF PURPOSEFUL EXISTENCE
In the background of the
recommendations of Bhoothalingam Committee on Dearness Allowance
pattern coupled with other issues like non settlement of wages for
workmen due to black days of emergency of nearly “2” years and
implementation of standardisation of wages amongst “Public
Sector Banks” through Pillai Committee recommendations, made the
first and foremost trade union of pre independent India, took a
historic decision of resorting to “indefinite strike” in the
Banking Industry along with AICOBOO led by Mr.L.V.Subramaniam.
At the last moment, when these preparations were at a high
pitch, the then AICOBOO, backed
out at the instance of Government – IBA combine.
From the history, once the decision is taken, AIBEA never
looked back, it has gone forward only.
Thus, the organisation, which had prospective vision of
building the nation, Banking Industry and seeing the welfare of
the workforce compelled to draw a plan of action to form a trade
union of officers, having ideological orientation as that of the
members of AIBEA, thus the emergence of AIBOA on 14.02.1981 at
orange city, Maharashtra. Com.Prabhat
Kar, President, AIBEA in his presentation in the foundation of
conference visualised the future crisis as under:
the members of AIBEA and AIBOA, I only want to say that ours is a
class organisation and where the class interests have to be safe
guarded, militantly and unitedly fighting against all the class
enemies in whichever form they come.
Unity is the only way out and with that unity we shall over
come all the attacks that will be launched and attempted to be
launched by the employer as a whole.
It is coming to be immediately attended.
I can assure you, that AIBEA and AIBOA will not only move
together, we shall face all attacks together, and we shall win and
win. That will be
Further, the concluding
remarks in the foundation conference of AIBEA late Com.Tarakeswar
Chakraborti, General Secretary, AIBEA still relevant in our
“A strong AIBOA makes
AIBEA stronger – Build up a strong AIBOA”.
in the Banking Industry in the country unite.
You have nothing to lose except your sense of fear,
helplessness, vulnerability and you have everything to gain.”
General Secretary of Com.P.K.Menon, expressed his assessment
of our role as:
the long run AIBEA and AIBOA alone can take the Bank employees to
greater achievements and progress as historically both the
organisations, its objectives, its philosophy and its principles
are one and the same”.
The stormy leader in our
movement and a loveable leader late Com.RJS
in his assessment of the development in the Industry expressed
Unity in thought
and succeeds eternally
the abounding involvement of rank and file
by an endearing leadership”
If we collectively take
the essence of their expressions spreading over a period of nearly
3-1/2 decades, we have performed to our best of our abilities and
also in the given opportunities.
Ours is the only organisation, submitted the complete
details of Bad loans to the then President of our Nation,
demanding corrective actions on all concerned.
But the space to be covered is enormous to secure the
dignity and self respect to officers in the Industry, where the
challenges are plenty and job roles are undergoing changes in
woods are lovely, dark and deep.
I have promises to keep and miles to go before I sleep”.
COM.T.R.VERMA SECRETARY AIBOA
HAS BECOME PART OF TU HISTORY,
Secretary, AIBOA, breathed his last on 10th
February,2018 at Medanta Hospital Gurugram (Haryana) around
11.30 A.M. He was ailing and bounced back to normal trade
union activities. He attended our first secretariat meeting at
Pune, in the second week of December 2017.
He was leading the AIBOA
movement in Punjab National Bank as a General Secretary of All
India Punjab National Bank Officers’ Federation (2012 to
2015), working President of AIPNBOF(2015-2018), and Zonal
Secretary of Punjab National Bank officers Association
Haryana- Chandigarh Zone.
virtue of his organisational quality, he was the in the
AIBOA Secretariat as Secretary from
Conference held in Chennai in December,2011 till date,
besides the responsibility to head the Harayana State
Committee in an effective manner. With all trade union
issues on co-ordination etc, he had never missed to hold the
twin banners as apple of an eye. He was one to project that
any attack on officer community, irrespective of the
affiliation, has to be repulsed back to preserve the dignity
and self respect. Late Ajay Sehgal , a Chief Manager, ill
treated for not succumbing to the pressures of circle
management to consider some of their directions, Com.
T.R.Verma escalated an agitation at bank level and also at
Twin banners level and established that Administration
cannot brush aside the feelings of the grass root level
officers of the Bank. He was the one who projected the fight
against the double Standards and discrimination in the
matter of departmental actions in PNB and held a massive
Dharna in front of the then Head office Bank and
subsequently remedial actions were initiated by the Bank.
He was born in tiny village Toderwal (Patiala) on
01.03.1955, and retired from the bank as a Scale III
officer, realising his commitment to TU movement, on his own
he did not opt for higher promotion. He left behind his
wife, one son and two daughters. On his becoming part of the
history, the family members are poorer, and also members and
comrades of AIBOA ,team of office bearers too. The void
created is unbridgeable.
COM. T.R.VERMA AMAR RAHE, AMAR RAHE.
Yours in grief
UNITS / STATE COMMITTEES
EXTENDS TOTAL SUPPORT
KARNATAKA BANK OFFICERS
the Banking Industry, a new experiment is being attempted in the
name of ‘transformation’ exercise, as per the advice of
‘external Experts’ by paying substantial compensation to them.
This exercise is nothing but concentration of power at the
corporate office, thus role of bank branches become certainly
irrelevant. Such exercises, wherever attempted by the Banks, the
performance of the banks suffered an irreparable loss of image,
huge expenditure besides business nose diving seriously. One of
the normal recommendations of the experts is to dismantle the
bipartite apparatus, a time tested one for the past four decades.
Change in the HR policy and resolution of the issues through
bipartite system are the main subjects for the external experts.
Instead of enhancing the theme of participative system, the
attempts are afoot to reverse the system and bring back the old
system of “master”
recently, an officer
promoted from clerical cadre, who has put in 4 years of service, qualified
as B.E and MBA and aged
30 years stood terminated in the Second week of Jan, 2018, under
the specious plea of UNDER PERFORMANCE. He was designated as
Relationship Officer (Scale I) who used to get the business leads,
which are to be converted at the branch cluster level as a debtor
or a creditor.
Karnataka Bank, which has crossed a business mix of Rs
1,00,000 crores in its 94 years of journey, as
a old generation
private sector Bank, has resorted to ‘discharge Simpliciter’
exercise, which is consistently opposed
by unions i.e. Para 536 of the Sastry award. The method
adopted by the management of the Bank has kick-started new type of
dissatisfaction and reflections are nothing but ‘trust
Our affiliate, KBOO, with 100% membership held its managing committee at Mangalore today participated by 42 members of the
to this meeting, a mass
meeting was held at Mangalore on 10.02.2018 in which 375 members
participated. Com. V.Ramabhadran,
Secretary, AIBOA addressed the mass rally and extended total
support of AIBOA to KBOO and its members.
The CC in one voice authorised the General Secretary to
take forward the programmes of actions, depending upon the
developments culminate the same with direct action, if need be.
While addressing the CC by the undesigned any attack on the
dignity of the officer, shall have to be fought back and AIBOA
stands totally with KBOO in getting the issue of termination
MARCH ON !
THE PRINCIPLE OF ONE FOR ALL AND ALL FOR ONE !!
STANDS FOR DIGNITY AND SELF RESPECT
THE OFFICERS COMMUNITY !!!
extend total support to comrades of KBOO in full measure.
UNITS / STATE COMMITTEES
– ONE CRORE
present Government at the centre with the focussed approach is targeting
the “main nerve centre” of
economic activity of our Nation [ie] our Industry, to carry out their plan
of actions. Some of them are -
INFUSION OF CAPITAL TO BANKS:
Government conceded our demand but they are attached the conditions of
reforms [ie] consolidation through mergers etc.
RECOVER THE BAD LOANS THROUGH
order to silence the strong voice of the people at large, an amendment to
Banking Regulation Act – “Insolvency and Bankruptcy code” was
brought in. 12 top accounts
amounting more than Rs.2,52,000 crores is pending before National Company
Law Tribunal[NCLT] for adjudication.
the NCLT total money will not come back to the Banks but accommodation of
the big defaulters would certainly take place.
ACCOMMODATION OF THE BAD LOAND
DEFAULTERS AND PENALISE THE COMMON MAN / DEPOSITORS:
earning to a financial Institution is mainly through lending operations.
When the bad loans are increasing, earnings are declining.
To cover the future loss, the exercise of provisioning is taking
place. Small depositors are to
be paid increased rate of interest, to encourage the savings.
But the present position is not favourable to small investors.
In the name of non-maintaining the minimum balance in the accounts,
depositors are penalised by levying charges and the income earned through
this method is more than the real banking transactions.
BRANCH EXPANSION IS THE NEED OF HOUR
NOT BRANCH CLOSURE:
have proved that the favourite issue of “financial
inclusion” has been brilliantly implemented by Bankmen across the
country thereby nearly 21 crores of accounts have been added with a total
deposit of over Rs.70000 crores. We
need branch expansion to cater the requirements of the common people of
this country. At this point of
time, Government is seriously pursuing the issue of mergers of Banks.
5 Associate Banks mergers with SBI had already led to closure of
1000 branches . Further 200 to
300 branches, SBI is planning to close down.
WITHDRAW FRDI BILL:
introduction of the bill by the present Government has kick started the
flight of Bank deposits to mutual fund. Leading
Bank- SBI- has released an advertisement in social media instigating the
small investors to invest in mutual funds instead of savings, through Bank
accounts. The “bail in”
clause has created sufficient fear and loss of confidence in Public Sector
our Joint signature campaign has to be actively pursued and hit the target
of getting the common people involved in the noble tasks of “Saving the Banking Industry” thereby “saving the Nation”.
into vigorous campaign as the time at our disposal is too short and also