ALL INDIA BANK OFFICERS' ASSOCIATION
MEMORANDUM TO SHRI P.CHIDAMBARAM, HON’BLE FINANCE MINISTER
Camp: New Delhi
6th August, 2013
Shri. P. Chidambaram, Hon. Minister for Finance, Government of India, New Delhi.
“First of all, we thank you for sparing your valuable time to meet our delegation today amidst your busy schedule of work and engagements.
At the outset, we convey our heartfelt condolences on your recent bereavement over the demise of your beloved mother.
On behalf of the United Forum of Bank Unions, the umbrella platform consisting of 9 trade unions in the banking sector and representing about one million employees and officers, we submit the following memorandum to you for your kind attention, positive consideration and favourable dispensation.
We wish to draw your attention to some of our own important issues and demands which we feel need your intervention as well certain broader policy matters which are of concern to us.
1. Compassionate ground appointment scheme in Banks :
For the past more than ten years, the scheme on compassionate ground appointments to the widow or an eligible family member on the death of an employee or officer that was in vogue in the Banks as per Government guidelines since 1978 has been negated and an unilateral financial compensation scheme has been implemented. With your intervention, the family of employees who die while in performance of duty due to dacoity, robbery, etc. and those who die within 5 years of joining the Bank are alone considered for compassionate employment. Your suggestion that compassionate appointments may be considered upto a prescribed ratio against vacancies and recruitments in an year remains unconsidered so far by the managements.
In the meantime, in the wake of large scale retirements, recruitments are taking place in the Banks. The instances of death while in service has also dwindled and is very sparse. Hence it would not be difficult for the Banks to restore and extend compassionate ground appointments on the unfortunate death of an employee or officer while in service. Moreover, these jobs are given only if the compassionate appointee has the required and prescribed educational qualification. Hence any apprehension on dilution of efficiency or quality will also be misplaced.
In view of the above, we have submitted and represented to the Indian Banks’ Association to extend the compassionate ground appointment scheme as is available for the Government employees to the banking sector.
The issue needs sympathetic and expeditious consideration as the same is hanging for the past one decade. We seek your personal attention and intervention in the matter to advice the IBA accordingly.
2. Wage revision for employees and officers in the Banks:
The last wage pact in the Banks expired in October, 2012 and hence we have submitted fresh charter of demands for revision of wages and service conditions. More than nine months have elapsed but except some preliminary discussions, no serious negotiations have been held by the IBA on our demands. This is causing lot of concern and anxiety amongst the banking staff and hence there is need to expedite the negotiations with more meaningful and serious discussions on our demands to enable early conclusion of the revised wage settlement.
Here also, we seek your intervention and request you to advice the IBA to speed up the negotiations for early wage revision in the Banking industry.
3. Introduction of 5 Day Banking:
It is not only the Central and State Government ministries and departments but even the Reserve Bank of India, LIC, etc. are following the 5 Day working. Already in the banking sector, with the advent of technology based services, proliferation ATMs, internet banking system, etc., the delivery channels for customer services in the Banks have multiplied and manifolded and hence it is possible to introduce 5 Day Banking with suitable adjustments in the total working hours per week.
Our representations to the IBA have not yielded or evoked any positive response and hence we request you to bestow your kind attention to this genuine requirement and expectations of the bank employees and officers.
4. Grievances of the Bank retirees:
We gladly recall our meeting with you on 19-2-2008 when we submitted to you about the need to extend another option to the bank employees to join the pension scheme. At your intervention, not only the two days strike on 25/26 February, 2008 was averted but through mutual discussions with the IBA, a Settlement could also be arrived at by which the remaining employees have been extended another opportunity to join the pension scheme. We are thankful to you for the same.
However, there have been quite a few grievances of the bank retirees that are still pending consideration by the IBA and the Government.
a) Pre- 1986 Retirees: Those who retired from the Banks prior to 1986 are being paid an Ex-Gratia of Rs. 300 per month and the spouse of such retirees when they die are paid a lumpsum of Rs. 1000 per month. These amounts were fixed 15 years ago and hence there has been a very genuine expectation to revise this ex-gratia amount paid to them. The total number of pre-1986 retirees is very less in the entire banking sector and hence the revision in their Ex-gratia would hardly cost anything substantial to the Banks. We request you to consider this most genuine representation sympathetically.
b) Revision in Family Pension: The rates of Family Pension fixed in the Banks’ Pension Regulations in 1995 at 15% to 30% with applicable ceilings has been found to be inadequate in view of the high cost of living and a suitable revision in the rate of Family Pension is a dire necessity.
c) Periodical updation/revision of pension: In the case of Government employees pension scheme, the pension gets updated and revised on occasions of every wage revision but even though the Bank pension Scheme is on the lines of the Government pension scheme, our pension does not undergo any revision than what is fixed at the time of retirement. There is a case of periodical updation of pension for the retirees in the banking sector also.
d) Uniform DA on Pension: In the banking sector, earlier Dearness Allowance was paid on a tapering basis and hence the Pension also attracted DA on the same basis. However, from November, 2002, the DA is being paid to all the employees/officers with 100% neutralization against inflation as in the case of the Government employees. While the post-Nov. 2002 retirees are paid DA on pension at 100% neutralization, the pre-Nov.2002 retirees are being denied the same. There is a need to make the DA rate on pension uniform for all retirees.
e) Staff Welfare Schemes : As per the government guidelines, 3% of the published net profits of the Banks are earmarked for extending some welfare schemes for the employees including the retirees. While the guidelines mentions that a portion of the allocated amount be utilised for extending some benefits like medical scheme, etc, for the retirees, a need is being felt to give a uniform guidelines for apportionment from the fund towards retirees’ schemes. A suitable guidelines may be issued to the Banks in this regard to adopt a uniform percentage of the funds to be allocated for the welfare schemes pertaining to the retirees.
5. Industrial Relations in State Bank of India:
For the past almost one year, the industrial relations situation in State Bank of India, especially relating to the officers, has not been cordial, rather it is highly vitiated due to some of the standpoints and attitude of the top management of the Bank. Basic trade union rights are being denied and vindictive actions are being pursued. This has resulted in demoralization of the workforce in SBI and there is need to restore cordial industrial relations in the Bank and sorting out the issues through mutual discussions.
We seek your kind intervention in the matter in the larger interest of industrial harmony in the banking sector since SBI happens to be the flagship banking institution in our country.
6. Proposals of SBI management to merge Associate Banks :
It is observed that the SBI management is proposing to merge the 5 Associate Banks with it in the name of consolidation. It is needless to inform you that these Associate Banks have their own historical and geographical evolution and have been playing a very leading role in the economic development of the concerned States. Their performances have been impressive and consistent. In fact, we feel that de-linking them from SBI and making them independent Banks will enable them to grow faster and better. There are also reports that the merger of these Associate Banks will add to the financial burden of SBI at a time when SBI itself needs to become more stronger in the wake of challenges like higher levels of bad loans, etc. Hence we strongly feel that merger of the Associate Banks with the SBI would be unwarranted and avoidable.
7. Proposals of RBI to permit corporates and business houses to start their own Banks:
The decision and proposal of the Reserve Bank of India to permit the various big corporate houses and business houses to start their own Banks, according to us, would, in the name of competition, result in multiple challenges to the banking system and also wrought with undue risks since the track record of various private business houses running banking institutions in the past has not been appreciable. At a time when the Government’s priority is to ensure total financial inclusion, these proposals would only divert the entire attention of the public sector banks who are already working under various constrains and challenges.
On the other hand, we strongly feel that the RBI must be advised to ensure that the public sector banks are further strengthened and expanded in order to achieve the objectives of bank nationalisation, a water-shed decision taken by then Government in 1969 under the bold initiative of Smt. Indira Gandhi. We request the Government to take a serious note of our concerns and viewpoints in this regard.”
Sd.. Sd.. Sd..
(AIBEA) (AIBOC) (NCBE) Sd.. Sd.. Sd..
(AIBOA) (BEFI) (INBEF)
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(INBOC) (NOBW) (NOBO)
Circular Letter No.4:VI:2013
July 12, 2013
ALL UNITS / STATE COMMITTEES
World Federation of Trade Unions (WFTU) in its October 3, 2011 declaration emphasized that “8 Hours Work” and “ Collective Bargaining” should be achieved throughout the world by working masses, as the quality of life is getting affected due to the work pressure
2. In the Silver Jubilee Conference of AIBOA held at Delhi in Feb 2006, the call to achieve “ Regulated working Hours” for Officers was given and the same was also incorporated in the Joint Charter of Demands submitted to IBA Chairman Mr MBN Rao on 28 10 2007 at Hyderabad. This issue is still unresolved by the Bankers.
3. Under the specious plea of shoring up the performance of the one of the Big Banks, the Chairman of that Bank unilaterally declared that the workforce of that bank would stand up to the “Call of the Bank” for “ 7 days Banking”. The unilateral announcement was retaliated by the Officers’ Organization and the management in a rebuff mounted offensives against the organization in an unprecedented fashion .
4. The apex level Unions in their memorandum incorporated the demands of 5 days week and regulated working hours and submitted the same to Chairman IBA. When we are pursuing these demands at the industry level, the big bank’s approach of introduction of 7 days banking is viewed as a thaw and premeditated in order to pre-empt and prevent a positive result.
5. Probably taking the cue from the big bank, United Bank of India and Canara Bank managements have advised the branches to work for 7 days to improve the business. In our extended office bearers meeting held on 21st June 2013, it was decided to take up the matter with these two banks and urge upon them not to go ahead with the proposal of 7 days working. AIBOA has already addressed the communications to the Chairperson and Chairman and Managing Director of United Bank of India and Canara Bank respectively.
6. The Unions operating in united Bank of India had already held a demonstration and had a meeting with the Executive directors of the Bank after which the decision is deferred for the time being. Recently the nine unions meet was held at Chennai, in which the matter of “7 days working” was brought to the notice of the constituents by AIBOA and Com P K Sarkar the then President of AIBOC, informed about the United Bank of India Unions’ collective resistance and also its outcome to the benefit of the workforce.
7. The issue which was resting with the Chairman and Managing Director Canara Bank unresponded has to be taken forward by the Officers Union, an affiliate of our Organization in Canara Bank. To achieve the goal, it was taken up again with the newly elected Convenor of UFBU Com M V Murali, to advise AIBOC constituent to respond to the requirement.
8. We are overwhelmed with the response from the Convenor UFBU coupled with General Secretary AIBOC advising Mr G V Manimaran , General Secretary CBOA, to coordinate with our affiliate in Canara Bank.
Hope the seriousness of situation would be addressed by the AIBOC affiliate in Canara Bank with utmost urgency as the interest of the Officers are under severe attack.
Will they come forward to uphold the right of the Officers in Canara Bank?
July 9, 2013
ALL UNITS / STATE COMMITTEES
The Nine Unions’ meet at Chennai on 4th July 2013, in the background of Com P K Sarkar, convenor UFBU laying down the Office on his superannuation from Bank’s Services on 30 06 2013, was held at Hotel Benz Park, T Nagar, Chennai under presidentship of Com Vinil Saxena President NCBE.
2. AIBOA was represented by Com S S Shishodia, President, Com M A Srinivasan Dy General Secretary , Com G Gunasekaran Treasurer and the undersigned in the Nine Unions’ Meet.
3. The meeting paid homage to Com R J Sridharan Chairman AIBOA on his untimely demise on 15 6 2013 , lauded the services rendered during his tenure right from the days of formation of UFBU in 1997. The meeting also paid homage to countless number of victims of nature’s fury in Uttarakand flash flood.
4. While the constituents approved the minutes of the meeting held at Delhi on 23 5 2013, had a detailed discussion on the report submitted on Bank Mergers , New Banking Licensing Policy and outsourcing of permanent jobs. After a meaningful exchange of views expressed by the representatives, the following programme was chalked out.
1. 1.To adopt a resolution on New Banking Licensing Policy and to send it to Governor RBI , FM Government of India.
2. 2. Nine Unions representatives delegation to the Governor, RBI, Finance Minister, Government of India and President of India.
3. 3. Delegation to Parliamentary Standing Committee to present our view points on the above issues.
4. 4.To seek the support of the CTUs in realizing our demands
5. 5. To observe the “ ALL INDIA DEMANDS DAY” on Bank Nationalisation Day ( 19 7 2013) and to conduct campaign meetings at various centres.
5. The meeting also had the benefit of information of the Chit funds cheating the common man and also the inept handling of the situation by the Governments at the States and Centre besides the none too impressive handling by the Controller of the Financial system of this country in safeguarding innocent investors.
6. The disinvestment decision by the Centre in the matter of NLC was opposed and it was decided to extend the fraternal support to NLC workers who are opposing the decision through various programmes of agitation.
7. On the vexed issue of Wage revision the meeting noted with concern, the slow pace movement in the 3 rounds of discussion. It was decided to prevail upon the IBA to expedite the wage revision dialogue on the COD submitted by the unions first. From AIBOA it was submitted that each constituent should have minimum two representatives in the Negotiation and depending upon the membership, the representatives can be enhanced, further.
8. The meeting placed on record the services rendered by Com P K Sarkar during his short stint of less than a year as Convenor of UFBU. Consequent upon his relinquishment coupled with the situation to be effectively addressed, it was decided to have unanimity in entrusting the responsibility to carry on the activities to Com K K Nair General Secretary INBOC as Chairman and Com M V Murali General Secretary NCBE as Convenor of the UFBU.
9. After completing the listed issues in the Agenda, the meeting of representatives of all retirees organizations was held in the post lunch session. Since the issues raised by the retirees organizations in the meeting were already incorporated in the COD submitted by the unions to IBA and the UFBU assured them that it would take up these at an appropriate juncture for effective resolution.
ONWARD MARCH TO BANK NATIONALISTION DAY
Circular Letter No.3:VI:2013
22 06 2013
ALL UNITS / STATE COMMITTEES
All of you are aware that the pilgrims are stranded at various places in the Uttarkhand State due to nature’s fury in the form of “CLOUD BURSTING”. Number of pilgrims standed are 10000 and pilgrims declared dead are 550 as per paper reports.
AIBOA, our organisation is committed to the welfare of society and strongly believe and practices the philosophy of “PEOPLE CENTRIC: approaches. It is time to extend support and help the suffering citizens of dear nation.
We have already taken up with IBA too to advise the member banks to debit one day Privilege Leave of the Officers and contribute to PM Relief Fund as a priority task. All state committees and affiliate units are to take up this matter, independent of the instructions that may flow down from individual banks.
Situation is grim and demanding. AIBOA men has to respond the call of the Nation. Please do discharge your duty by financial contribution to PM Relief Fund.
Please act instantly and independently.
ALL UNITS/STATE COMMITTEES
…… LIGHT HOUSE OF AIBOA GOES OFF
…… COM R J SRIDHARAN (RJS) PASSES INTO HISTORY
With profound grief and sorrow we convey the sad news of the demise of our beloved leader, Com R J Sridharan, Chairman of AIBOA at about 12.30 noon today at a city hospital in Chennai. He was admitted for check up on 22nd April 2013 and was recovering well. But sudden deterioration of the functioning of various organs this afternoon ended his life. He leaves behind his octogenarian mother, his beloved wife, son & daughter.
Born on 26th October 1948, he joined Canara Bank as Clerk at Madurai on 21st July 1969. He evinced serious and sincere interest in Trade Union way of life within a year of his joining the Bank. He was elected as Branch Secretary of Canara Bank Employees Union in 1970 itself and when he was transferred to Chennai City ( T C Street branch), he continued his determination to be very active in Chennai, the citadel of CBEU. Amidst the galaxy of tall leaders & stalwarts like Com C S, Com KRN he grew steadily playing useful roles. He became the Zonal Secretary of CBEU under the aegis of the dynamic and charismatic leader Com C S.
In the foundation conference of AIBOA held at Nagpur on 14th Feb 1981, Com RJS was elected as one of the Assistant Secretaries. During the Mumbai conference of AIBOA held in Jun 1986, Com RJS was unanimously elected as President at a very young age of 37 when the then General Secretary Com P K Menon was 60 years old. He was elected as the General Secretary of AIBOA in the Chennai conference held in July 1991, in which position he continued till laying down the office again at the same venue during the 6th Conference held in Dec 2011 when he was elected as the Chairman of AIBOA.
But the sagacity that Com RJS personified enabled a fine discharge of the role at a crucial juncture like entering the Bilateral table and ensuring the views and voice of AIBOA got recognized from everyone, from the great & tall leaders like Com Tarak, Com Chadda, Com Menon, AIBEA and Management’s representatives at IBA level.
Com RJS has taken the AIBOA to this great stature by his organizational ability. Oratorical skill, negotiating acumen, prolific writing and his capacity to convince even adversaries through his matured way of handling of even things which were hard to get through.
Com RJS, who has strolled as a Gentle colossus in the last over 30 years among Bank Employees & Officers in the country, had never hesitated to play the role expected of him. Undeterred by his fragile health – with congenital heart valve disfunction – he moved dauntlessly throughout the country organizing units under AIBOA.
If Com P K Menon could be credited with the thought of ushering in introduction of pension in the industry in 1989 itself, Com RJS, tirelessly, ceaselessly & relentlessly campaigned alongwith Com Tarakda and ultimately achieved implementation of Pension for bankmen in 1993. Com RJS was always a man looked upon to offer solution for several crisis that had occurred in wage negotiations and he came out every time with grand ideas. Thus Com RJS was path finder, pace setter and clincher of the difficult issues.
The last decade of Com RJS’s life was full of ambition to achieve all the issues that one wanted. While the first one was foreseeing the monstrous & dreaded outsourcing which he rightly felt would be a disastrous job killer. He ensured that the AIBOA conference in Delhi in 2006 gave a clarion call to bank men to carry on the struggle. In the same conference, Com RJS was instrumental in AIBOA declaring that bank officer’s should have regulated working hours.
The compassion, concern, conviction and commitment that Com RJS had, to work to lift the under privileged, underdogs, have-nots and weaker sections of the society was eventually manifested in all his words & deeds in the last 30 years. Com RJS ensured the Unorganized Sector Welfare Relief Fund that AIBOA started created a thrust and co-ordinated the benevolence in a humble way. What governments, NGOs and bigger Trade Unions of even CTUs could not even imagine this, Com RJS implemented it. This has given AIBOA edifice a big momentum.
To enable the bank Officers to equip themselves to handle the new banking practices, his dream project of establishment of Tarak Institute of banking and Trade Union Research was established in the year 2007 at Mamallapuram.
Revival of our house magazine “Two Roses” which Com RJS had started in 1990 was another issue that was working in his mind. He saw to it that the resumption of application started on 14th feb 2013, the foundation day of AIBOA.
Com RJS wanted the AIBEA/AIBOA co-ordination to function in full throat to ensure both the organization achieved what they have been campaigning and carrying on struggle. He was emphatic that none can cut the umbilical cord of AIBEA & AIBOA. He used to say “Unity in action, Unique in thought and uncompromising in ideals that both organisations personified” should take us forward. Com RJS ‘s candid, transparent and without mincing words that both organizations should practice mutual trust, confidence and respect taking into account the dimensions and the direction we have to navigate cruising smoothly to anchor in our destined place.
Com.RJS has to be remembered by a million family of Pensioners who have retired and those who are in service now through his path finding role in 1993-1995 Pension campaign against the short sighted organisations JACKAL like activities and achieving it then and again in 2009-10 when one more option for pension was in the brink of precipice, it was Com.RJS’s game changer role that retrieved the whole issue thus benefiting 330000 workmen and officer employees
Comrades a vivid vacuum created with Com.RJS passing away at a crucial time when we needed most and when there is a big gulf in the leadership at the helm in negotiation with IBA and the latter assuring a demon like proposition and trying to impose all those that Com.RJS opposed and ensured are not implemented in his life time.
Com.RJS’s speeches of last three decades would always reverberate in our ears for ever and his ever smiling face will be greenly reminisced for memory more decades giving us strength, courage, support, inspiration and motivation which he used to always show inplenty when he was alive.
Comrades! The best way to perpetuate the memory of the greatest leader of all times we have been is only to work stead fastly in the path shown to us by Com.RJS and work with unflinching loyalty and unbridled unity to achieve the unfinished tasks.
Comrades! Man is mortal and none can claim to be immortal in this world. Com.RJS’s mortal remains might have been consigned to flames but his contribution to the Country, Society, Industry, Banks and Bankmen – Employees and Officers shall always remain immortal. In a world where even a small men portray themselves in a larger than lifestyle Com.RJS was humble and simple. Com.RJS is one who willz live beyond death and hence “O death be not proud that you consumed the life of Com.RJS”.
Com.RJS in his 43 years of Trade Union life has transgressed some patterns deserved to be so sometimes, transcended all barriers with his broad shoulders to accommodate all many a times but he traversed a path which Swami Ramakrishna Paramahamsa and Swami Vivekananda to lead the path unswervingly, unmindfully of what others say if you believe you are right.
Com.RJS AMAR RAHE
PROGRAMMES TO BE OBSERVED
BY UNITS / STATE COMMITTEES
Ø Born 26th October 1948 in a small village Sikkalnaikenpettai near Thirupananthal in then Thanjavur District Tamilnadu as the son of late Shri R.S.Jagannathan andSmt.R.Jayalakshmi.
Ø Graduated from St.Joseph’s College, Tiruchy
Ø After a brief stint in a private company, he joined Canara Bank as a clerk in the year 1969
Ø He was elected as Branch Secretary of Canara Bank Employees' Union in 1970
Ø He was nominated as Zonal Secretary of the Canara Bank Employees’ Union
Ø He was promoted in the year 1976 – After serving in the north and upcountry branches in Tamilnadu he returned to Chennai in 1981
Ø With formation of AIBOA, by the conscious decision of AIBEA, at the young age of 38 was elected as President of AIBOA in the year 1986
Ø In the year 1991 he was elected as General Secretary of AIBOA and he was elected as Chairman of AIBOA in the year 2011. Chief of the Negotiating Team of AIBOA for Bank Officers since 1991.
Ø He was also elected as Founder General Secretary of Canara Bank Officers’ Union in which position he excelled till the year 2006. Today he is the Chairman of Canara Bank Officers’ Union
Ø His love for the ordinary worker and his concern for promoting their interest is ever obvious.
Ø It is the fort of Com.RJS that he is one step ahead of others in thought and in action. He is a true trail blazer. The pension issue is a case in point. He was one of the pioneers in realizing the demand for pension to the bank employees.
Ø Com.RJS was instrumental in launching “Com.CS & Com.KRN Memorial Community Medical Clinic promoted by Canara Bank Officers’ Union at Kovaipudur, Coimbatore in 2001.
Ø He has got broader vision and visualized that an institution established on professional lines alone would fill the gap and thus the dream project of Com.Tarak Institute of Banking & Trade Union Research at Mamallapuram near Chennai by AIBOA.
Ø The army of unorganized sector workers remains in large with little or no service conditions. The trade union movement has not made much of an impact in their way of life. They need all the care and concern of fraternally organized trade unions. True to the spirit, under the aegis of AIBOA, Com.RJS proposed creation of Trust exclusively for the welfare of the unorganized workers by funding them.
Ø The benign nature has bestowed Com.RJS with many faculties other than health. But it is to the credit that his commitment never allowed his physical discomfiture to come in the way of discharging his organizational obligations.
Ø The courage and the conviction, the commitment and the approach of Com.RJS in resolving issues will continue to inspire us in carrying forward the joint movement.
June 8, 2013
ALL UNITS / STATE COMMITTEES
WAGE REVISION TALKS WITH IBA – 3rd ROUND
As indicated in the letter by IBA for the discussion on 07.06.2013 at Mumbai, the 3rd round discussion was held in three parts [ie] discussion with Officers’ Unions, discussions with 9 Unions + 2 Unions and the third one was with workmen organisations. IBA negotiation team was led by Shri T.M.Bhasin, Vice Chairmen of IBA.
In the hour long presentation by the IBA team, a sample presentation on “cost to company” of Scale I officer was made and insisted that the negotiation upto Scale III only can be held with the Unions. We have clearly presented that “C2C” is a new concept presented by them, needs time to respond. Further it was insisted that the negotiation should be on all scales as certain modifications conceded in the last wage revision has led to aberrations in the construction of scales of IV/V/VI/and VII and resulting in heartburning . Other officers’ organisations too had their view points more or less concurring with our submission to IBA.
In the post lunch session participated by 4 unions of officers and 7 unions of workmen, representatives presented the demands viz.,[i] DATE OF EFFECT  MERGER POINTS AS AT SEPTEMBER 2012[4876 points]  EXCLUSION OF TERMINAL BENEFITS and  HOSPITALISATION EXPENSES FROM THE WAGE COST.
IBA team responded on merger points as at August 2009 which was unacceptable to the Unions. Further IBA stated that they will be taking up matter with the Government of India and informed that the developments will be shared with the unions in the next round of discussions.
We shall keep the units informed of the developments.
June 4, 2013
ALL UNITS / STATE COMMITTEES
OUR AFFILIATE IN BANK OF MAHARASHTRA
EXTENDS SOLIDARITY SUPPORT TO
ALL INDIA BANK OF MAHARASHTRA EMPLOYEES’ FEDERATION
FIRST PHASE OF AGITATION
All India Bank of Maharashtra Employees’ Federation, the recognised majority union of Award Staff has already launched a campaign echoing the national slogan of “Peoples money for Peoples “welfare”. The organisation has consistently taken up the issue of “Health of the Bank” right from the period of “introduction of New Accounting Policy” in the background of NARA I-Committee Recommendations.
2. Bank of Maharashtra Officers’ Association, led by Founder leaders like Com.Dada Dhodopakar, Com.Anna Karandikar, and present leaders Com.Vasant Ponkshe and Com.Ramesh Patil, realising the need of the situation to champion the cause of the Welfare of the Bank by good governance, synchronised the steps cautiously and meticulously and played its due role in protecting the interest of workforce at large.
3. “Diversification of funds” is one of the methods to put the group entities to function in any financial system, more so, in Private-Public ownership pattern of a company. It was a repeated expression of concern that the money mobilised through Public Sector Banking is being used, misused and abused by the governing authorities and its should be arrested and halted once and for all. Efforts are on by the Banking Trade Unions too.
4. In this background, AIBOMEF has unleashed a campaign, which ultimately resulted, in retaliation by the Bank management and the attacks are aimed at the representatives leading the National movement as well as at the Maharastra State level. To enable our affiliate to arrive at a democratic and unanimous decision to extend support to the agitation of AIBOMEF [first phase], the Central Committee of BOMOA met on 02.06.2013 at Pune, in which the undersigned participated.
5. Com.V.R.Utagi, President and Com.Devidas Tuljapurkar, General Secretary, AIBOMEF participated in the CC and presented the developments in a cogent way so as to enable the CC to understand the situation in which AIBOMEF is positioned.
6. The meeting held on 02.06.2013 at Pune, the BOMOA has decided unanimously and adopted the resolution for submission and to adhere to the programme listed hereunder in support of AIBOMEF.
It was also decided by our affiliate to meet after the first phase of agitation of AIBOMEF to plan further.
Please extend support to the agitation programmes of AIBOMEF and also BOMOA action plans by participating in these programmes held outside office hours, viz., Demonstrations/Dharnas.
May 27, 2013
ALL UNITS / STATE COMMITTEES
MEETING WITH I B A CHAIRMAN AT DELHI
While folding up the discussions on 22 4 2013 at IBA Office, Mumbai, it was submitted to the IBA negotiating team the following issues for further taking up with the IBA Chairman.
a) [a] Compassionate Ground appointments
[b] Problems arising out of Cheque Truncation System/Southern Grid and
[c] Increase in the number of participants in the negotiating team on behalf of the unions.
According to the above, a meeting with IBA Chairman at PNB head quarters at Delhi on 23/5/2013 in the afternoon was held.
2. Preceding the meeting the 9 unions meeting was held at the Delhi State Bank Employees Federation Office at 11 A M. The meeting was presided over by Com Ashwini Rana General Secretary NOBW.
3. The meeting had the benefit of the presentation of the proceedings of the earlier meetings held on 31/1/2013, 22/02/2013 and 22/4/2013 by Com P K Sarkar Convener UFBU.
4.A brief presentation on the recent developments in Banking sector with particular reference to “Mergers of Banks”, “Associate Banks merger with SBI” , “disinvestment of capital in RRBs”, “ issuances of Banking licences to Private players” and “attempts to amend the Banking laws to indulge in speculative business besides the approach of the IBA in the second round of the discussion with negotiating unions on 22 4 2013 took place.
5. After a thread bare deliberations by all the representative of nine unions, it was broadly decided to take up the following issues with Chairman IBA.
i) I] Expeditious conclusion of wage talks in a time bound manner.
ii) II] Compassionate ground appointments ( as per the letter submitted on 30th October 2012 to Chairman IBA preceding
submission of the Charter of demands).
iii) III] Enhancement in the number of participants in the negotiation team on behalf the Unions as available during 8th
Bi partite discussion.
iv) iv] Functioning of the Southern grid on account of introduction of Cheque Truncation System in clearing operations and
infringements on rights of Officers
v) v] 5 days week
vi) vi] Pattern of discussions with 9 Unions by IBA should be continued with out any change.
vii) vii] Strict adherence of KYC norms.
viii) viii] Attack on Trade Unions in SBI
6. In the meeting held at PNB head quarters at Delhi, IBA team was led by Sri K R Kamath Chairman, IBA, Sri TM Bhasin, Chairman of negotiating team, Shri Rajiv Rishi ED Indian Bank, Sri Srinivasan CEO Federal Bank and Sri R K Sethi ED PNB.
7. After the brief presentation, the response from IBA was more of non committal except on compassionate ground appointment , an indication to address the issue.
The next meeting with IBA is slated on 7/6/2013 preceded by a meeting of 9 Unions on 6/6/2013.
We shall keep the developments posted.
May 15, 2013
Hon’ble Finance Minister
Govt. of India
Our dear nation is embroiled with lot of contradictory stand points in Good governance in the matter of involving Public Sector Units as well as probity in Public life of men who are considered as “Brand Ambassadors” of the Institution or the Office they represent.
2. In that exercise , Public Sector Banks are considered as Nation building instruments and by its performance during the period of more than four decades excelled exceedingly well. It is not an exaggeration that our Public Sector Banks have proved to the hilt that our Banking System stood the test of the times during the downturn economic recession (2008) in the financial activities across the Globe.
3. The basic functioning of “Brick and Mortar” banking was purely of “Vanilla Banking” . Due to various steps taken by the controller as well as owner of the Banking system, today. Banking institution are compelled to branch out to, transact the business to sell Insurance products as well as mutual funds. The core of the banking business relates to taking the deposits and lending the same to prospective borrowers. Due to the diversified activities, the core business gets diverted, diluted and therefore suffers a lot.
4. Keeping an eye on the target to be achieved, the Branch managers have to acquire the business of bulk deposits and no person who is to deposit money in bulk ever accepts the “Card Rate” or normal rate on deposits. Transactions of above one crore, are being referred to the higher committee of the Bank before accepting the same as deposit as higher rates are cleared by the committees only.
5. Over an amount of Rs, 50,000 if accepted to be deposited, the “PAN” number of the depositor is duly obtained at the counter itself. Rs. 10 lacs or above cash transactions are immediately reported to higher authority for onward transmission to controlling authority of the individual bank. While opening an account, proof of residence ( through various documents) and “photo identity” are duly insisted upon by the front office staff thus establishing scrupulous governance of KYC norms.
6. Government of India has promoted the idea of financial counseling in the matter of filing up of Tax Returns now a days. A branch manager is also to provide suggestion to acquire the business as the customer expects” one stop-shop” exercise including on tax deduction to the customer.
7. Owing to the sting operations by an external agency and the paper reports reveal that the Finance Secretary Shri Rajiv Takru has advised to suspend the employees pending investigations. The direction given by the Finance Secretary has created sufficient suffocation in the minds of the Officers Community as the instructions are directly damaging the sagging morale of the Bank Officers serving the Banks.
While our organization stands for observing all rules and norms in strict sense as per the requirement of law by the Bank Officers, equally urges upon you to review the decision of placing the Officers under suspension . Instead of inflicting such a scar on the individual as well as Banking community, it is suggested that the officers can be placed in an innocuous position till the matters are thoroughly investigated internally as well as by the controller. A banker cannot have a “hawk eye” approach on customer but for an extraordinary deviation from the laid down procedure.
Expecting a prompt action.
1.The Finance Secretary, DFS, Finance Ministry GOI, New Delhi.
2. Chairman & Managing Director, All Public Sector Banks.
April 25, 2013
ALL UNITS / STATE COMMITTEES
SECOND ROUND OF DISCUSSION ON OUR
CHARTER OF DEMANDS
While parting from the first round of discussions on 22nd February, 2014, it was committed by IBA to have the second round of discussions on 4th March, 2013. The said date was postponed to 22nd April 2013.
2. In the discussion held in the afternoon of 22nd April, 2013, the IBA negotiating team was headed by Shri T.M.Bashin, CMD, Indian Bank along with team members. From the AIBOA, the undersigned along with Com.S.S.Shisodia, President of our organisation participated, in the less than an hour exercise, along with seven workmen Unions and three Officers’ apex level organisations.
3. While presenting the following issues of the management concerning officers and workmen, the constraints faced by the Industry were listed in a nutshell, falling net income due to growing non-performing assets; pension provisioning due to AS -15 standard compulsions etc. The concern of the authorities to expedite the exercise in a time bound manner, was also expressed. The establishment expenses as at 31.03.2012 was Rs.56292 crores as provided by IBA.
4. To enable to present the view points of Bank Managements, three groups have been formed to go into the details. It is expected to have the same, in the mid May 2013 exercise. In response to the IBA’s approach, it was expressed that there is need to address and resolve the issues with positive outlook.
5. On completion of the exchange of management information with the participant Unions on bipartite issues a submission on issues concerning [i] compassionate ground appointments [ii] cheque truncation system [CTS] and [iii] increase in the number of participants in the negotiations have also been made by the representatives of 9 Unions. IBA team took note of the same.
To conclude, the IBA is attempting to experiment new wage concepts related to performance. In Banking a service Industry, measuring performance is difficult and bound “to create dissatisfaction” amongst the workforce. Banking workforce is a “wealth creator” consistently and they deserve certainly encouragement in the form of respectable wage revision commensurate with the risks they carry and face in the day to day to Banking operations.
Circular letter No.2:VI:2013
April 10, 2013
ALL UNITS / STATE COMMITTEES
COURT CASES – PENDING FOR DISPOSAL
Units are aware that in the background of Government of India and Central Board of Direct Taxes directing the method of calculation of “value of perquisites” benchmarking State Bank of India lending rate as the base rate, our organisation had filed a Writ petition in the High Court of Judicature of Madhya Pradesh at Jabalpur [W.P.No.4013/08 of 2008].
On 31.03.2008 based on the decision rendered in the case of Arun Kumar and Others vs Union of India  286 I.T.R. 89[SC] by Supreme Court, we had obtained the Stay on deduction of “IT” on perquisites. To keep the units informed about the present status of the case, we had got in touch with Com.Alok Khare, Vice Chairman of our organisation today. We have been informed the said stay had been already vacated.
As on date, there is only one case pending in the High Court Judicature at Madras [Special Original Jurisdiction] in the matter of recovering 2.8 times towards the Pension fund by the PF optees and seeking tax exemption on the contribution made by the individual employees.
Please keep the comrades updated in the matter of pending court case.
Circular Letter No 1 : VI :2013
March 30, 2013
ALL UNITS / STATE COMMITTEES
Ø TWO ROSES – CONSTITUTION OF EDITORIAL BOARD
In pursuance of the extended Office Bearers meeting held at Hyderabad in July 2012, re-launching of house magazine “TWO ROSES” was done on 14 2 2013, on the 33rd Foundation day of our dear organization, in a modest way in a function held at Madras Stock Exchange Building, 3rd Floor, 2nd Line Beach Chennai in the hands of Sri V Balasubramanian Resident Editor, Economic Times Chennai. The function was well attended by the elders who have built the movement consciously. The first copy was handed over to Com M Janardhana Rao, a senior time tested Comrade of our movement.
2. 2.The Editorial Board has been constituted to oversee the entire affairs of the publication of our house magazine regularly.
1. Com R J Sridharan - Editor
2. Com Alok Khare - Vice Chairman
3. Com S S Shishodia – President
4. Com S N Dutta - Deputy General Secretary
5. Com V P Ponkshe – Secretary
6. Com V Ramabadhran – Jt Secretary
7. Com D S Ganesan – Jt. Secretary
8. Com S Lakshmi Narasimhan – Chairman AIBOA – TNSC
3. 3. The second issue (ie) March 2013 has been already rolled out and instant response to register for the magazine is encouraging.
All India Oriental Bank Officers’ Association 1500
Canara Bank Officers’ Union 1500
Corporation Bank Officers’ Association 1000
Central Bank Officers’ Union Chennai 300
4. 4. We have priced a copy of our house magazine “TWO ROSES” for Rs.120 (Annual Subscription) and Rs.1000 (life subscription).
5. 5. The publication exercise/assignment is entrusted to Com S Lakshmi Narasimhan Chairman AIBOA Tamil Nadu State Committee who is right earnestly executing the work with precision.
6. 6. One more organizational task has been executed/implemented by us. Units are advised to provide with the information, photos and materials pertaining to the organizational activities for considering the same for publication in our house magazine “TWO ROSES”.
7. 7.The task of making the publication of the magazine is a collective task of our organization and our Units and State Committees are requested to reach out to all and beyond for the success of the publication. Unless a collective work is taken up by one and all, such a huge publication work will be taxing.
8.. The email addresses for the purpose of communication is as under.
The specimen copy of the subscription form is also sent herewith.
9. We appeal to all the units/State Committees to ensure maximum enrolment of subscription to our house magazine “TWO ROSES”. Enrolment for the magazine is also an organizational task to be fulfilled.
Encl: Specimen Enrolment form for subscription.
ALL INDIA BANK OFFICERS ASSOCIATION
14, Second Line Beach
Please enroll me as a SUBSCRIBER to your Monthly English Magazine “TWO ROSES” for ONE YEAR/LIFE MEMBERSHIP SUBSCRIPTION from__________to__________. I am enclosing herewith a Demand Draft / Cheque /Cash for Rs.120/=[Rs.One hundred and twenty only] / Rs.1000/- [Rs.One thousand only] towards ANNUAL SUBSCRIPTION / LIFE MEMBERSHIP SUBSCRIPTION [strike which ever is inapplicable] favouring the TWO ROSES. Please enrol me and send me the monthly copies of the magazine TWO ROSES to the following address.
E mail id:
We hereby acknowledge receipt of Rs.120/=[Rs.One hundred and twenty only] / Rs.1000/-[Rs.One thousand only] by Demand Draft / Cheque No. Date cash favouring TWO ROSES towards ANNUAL SUBSCRIPTION/LIFE SUBSCRIPTION from Com._____________________________and the monthly magazine would be sent from____________
March 25, 2013
SRI P CHIDAMBARAM
HON’BLE FINANCE MINISTER
MINISTRY OF FINANCE
NORTH BLOCK, NEW DELHI
We have on our hand the circular issued by the controller of the Banking System that in order to comply with directions of the Government of India and some of the State Governments to collect the tax revenues, the last three days of this month have been dedicated to facilitate tax payers to remit the tax dues to the authorities.
In this regard, we would like to submit the following .
1. 1 The Holidays are declared by the State Governments in consultation with the Reserve Bank of India in the beginning of the year under Negotiable Instruments Act.
2. 2. The March 29th and 31st are the important days for the Christian Community as these dates are linked to Good Friday and Easter Days.
3. Banking is the Life Line for the economic activities, the work force belonging to the above community should be exempted to attend the job on these days.
4. 3. Since the collection of tax is a partial assignment involving cash as well as clearing of cheques, the officers who are entrusted with the work are to be granted compensatory off of two days to be availed by them as per their choice without time restriction by the individual banks.
5. 4, Apart from the compensatory off, to meet out the expenses related to travel and other expenses an amount of Rs.2500/- per day to be paid to the officer entrusted to handle the work on these two days as paid by State Bank of India throughout the country.
6. 5, The 30th March 2013, is Saturday and the stipulated working hours are only 4 hours extended working hours for tax collection purpose also be adequately compensated mentioned herein above.
7. 6. An Officer who is entrusted with the special assignment should not also resultantly made to work for 13 days continuously which will be against the laid down law that the Officer is entitled to have one day holiday after six days of work.
While we appreciate the compulsions of the Government equally the interest of the Officers are to be also protected as a responsible Trade Union of Officers.
Please advise all the Banks in this regard at the earlier possible.
THE FINANCE SECRETARY, GOI, MOF DFS NEW DELHI
The Chairman, Indian Banks’ Association, Mumbai
The Chairman & Managing Director of All Public Sector Banks
The Chief Executive Officer of All Private Sector Banks
February 18, 2013
ALL UNITS / STATE COMMITTEES
WHY WE DIFFER ? ?
In the recent times, AIBOA has been voicing its standpoints on some issues, calling for course correction so that the Bank employee’s movement which has come to be identified more by UFBU , perform and deliver to keep the morale of TU consciousness and hope. The non settlement of issue of compassionate appointments in Banks for 6 years now after the sudden retracing of strike call by UFBU, and individual settlement in SBI and in 1 or 2 Banks was an issue in point. The second issue of disappointment was non observance of strike call by UFBU on mergers “within 48 hours of merger of any bank” due to opposition from AIBOC and NCBE . The third very important point of difference was the of way of fighting merger issue itself, when SBI unions remaining in UFBU, supported and helped SBI to merge State Bank of Saurashtra and Indore and UFBU had to meekly accept it on a specious theory of any one UFBU constituent not accepting the demand, it would not be taken up.
The same theory floated by UFBU on consensus was thrown to winds when UFBU wanted cost sharing by pension optees in one more pension option issue which ultimately AIBOA had to fight alone. On non-implementation of IBA of Supreme Court decision on VRS , in the negotiations UFBU and AIBOC did not stand for workers’ cause. Only AIBOA had to fight.
All the above reasons and a lot more AIBOA notwithstanding had to bailout in every meeting since genuine issues are not accepted and accepted issues are delayed and diluted so as to keep UFBU as a forum for apex units to dodge the issues from settlement to settlement without any solution.
Further more when the deceit reached a point of betrayal of interests of Bank employees when UFBU refused to stand for 6.4% basic pay to all banks when SBI contrary to understanding of IBA gave cash benefit of SBI pension fund to their employees reducing 17.5% wage settlement for other banks. UFBU which raised 17.5% during demand for all, it did not pressurise its declared understanding of SBI of crediting the fund only to SBI pension fund. Why UFBU should shy away after seeking Govt. assurance and incorporating a sentence unheard of in Bipartite for the first time in the last settlement, bringing Govt. role and assuring to take up the issue after one more option was settled.
That is why AIBOA finding the betrayal had to keep the issue alive in every forum and to bring truth to the fore.
Yet another issue is the style and methods of running UFBU. In the words of AIBEA General Secretary addressing our Central Committee of AIBOA, because of the objections of AIBOC representatives , AIBOA could not be entrusted Convenorship when AIBOC General Secretary was made Convenor for 2 ½ months . Such appeasement of AIBOC how far is correct and where it will end ? Why it was allowed? Not only this, when we were discussing convenorship issue in the subsequent meeting, AIBEA General Secretary and NCBE representative suddenly brought creating the post of Chairman for UFBU which is not there. When it was pointed out that such a post does not exist, the attitude towards AIBOA is discourteous.
When the trend of authoritarian features reached a dizzy height, AIBOA felt we have no place in it. Also the way the strike dates were decided back & forth without any sense of timing and our pointing out was not relished, we had felt that slowly UFBU was becoming a hand maid of one or two unions without regard for norms, form or democratic content. Even after a decision that contents are to be seen and cleared by General Secretaries of all unions within 48 hours, for issue of circulars by UFBU, all circulars are issued by AIBEA central office seem to be with stamp of approval of only by “big brothers” without consulting any other constituents of UFBU. Even circulars are issued without consent.
In today’s context when old members are going, new young members all joining, can UFBU concern itself to privacy and secrecy instead of consultations and transparency, can we appoint convenors at discretion instead of rotation as decided in Com.Tarak’s period.
We will fight all these deviations. More than anything even after 20 years of pension introduction, every settlement IBA is asking for more towards increased cost from settlement, and we are allowing the same percentage without reduction which in itself is a huge cost. But in Govt. they still get at 10% when our cost has come to about 13%. Besides the above we have compromised the pension scheme itself by agreeing New Pension Scheme for new recruits reducing Bank’s cost. UFBU negotiations seems to be more for Bankers than employees the way they have dealt with pension issue. Who will order a course correction? These are questions being raised by AIBOA so that there is more meaning and scope for collective bargaining through transparency and practice of decision more honestly for the advantage of Bank employees.
We are determined and ready to pursue our goal. Are you ready to support ?
In fact yet another question on which the operating unions will have to seriously research and think over is in relation to the alternate weapon to strike as a form of agitation. Strike as form of protest is slowly losing sheen and significance in Banks due to ritualistic and over usage with about 50 strikes since the reform period. These strikes have tended to result in greater business for foreign Banks and Indian Private Banks only. Infact with 40% of the workforce resorting to leave taking and with nearly 60000 ATMs serving individual account holders for cash transacitons and online net working facility provided to corporate and big account holders and borrowers, there has been an erosion of the impact of strikes.
It is high time alternate methods of agitations are found out in place of ritualistic year wise declaration of strikes which has made the issues look less serious, even though they are of prime importance. Future lies in building greater militancy and greater bargaining capacity to infuse confidence in the TU movement in Banks.
As keen observers of the Bipartite system of collective bargaining in Banks, one should not miss the fact that for the first time a MOU was signed by UFBU constituents with IBA on 27.11.2009 determining the amount of increase without the presence of SBI unions and with only Non-SBI unions representing AIBOC and NCBE.
However instead of entering into the settlement as per MOU, the UFBU convenor and SBI dominated AIBOC and NCBE once again tricked with the bringing the Govt. guarantees on SBI pension fund and effected a deduction on MOU which is the basis of settlement. Citing delay caused and likely adverse circumstances UFBU showed signs of urgency to ward off the opposition display against SBI unions AIBOC and NCBE by bailing out SBI factions. Thus not only Rs.300 crores was lost for Bankmen but a golden opportunity to condition SBI dominated AIBOC to be split on in its own contradiction through UFBU playing the life saviour role all in the name of one more option. Why instead of continuing the MOU basis UFBU leadership prevaricated and bailed out SBI interests is too far to seek. AIBOA will fight such opportunistic alliance in the name of majority and shall fight for our due share and rights as no majority can mitigate against majority as is happening now.
384. All India Bank Officers' Association-AIBOA-our sister organization was brought into existence in February 1981 in terms of our Allahabad Conference decision. Twelve years are over by now and it is necessary to have a critical and objective look at its problem and growth, since Officers constitute a powerful, important plank of our movement. AlBEA and AIBOA are truly two sides of the same coin
385. The recent agitation on Pension issue has brought to sharp focus the role and impact of the Officers in the Banking Industry. In the days to come, when banks will be increasingly computerised, the role and number of Officers is bound to increase. Today,on an average, in the Industry, for about 2.4. Clerks, there is 1 Officer as against the ratio of 3 to 1, more than a decade earlier. This is due to proliferation of bank branches in rural and semi-urban areas where in an office, a clerk or peon or both may not be there but must have an Officer.
386. An Officer-oriented banking industry is definitely emerging.
387.It appears, our Unions have not been able to grasp the realities and inherent challenges. Many of our Unions have not taken any interest and steps in organising Officers under the banner of AIBOA. A few of us have a feeling that AIBOA should not have been at all formed. Some of us think that other Officers' organisation, which ofcourse commands majority, should be made our friends and that conflict with AIBOC is because of the existence of AIBOA. Because of all these types of feelings and outlooks, we have hardly played a concerted role in promoting AIBOA as a very powerful organisation which shares our perceptions, objectives, goals and, of course, ideological positions. If tommorrow, AIBOA is not there, will the AIBOC be our friends in the true sense of the term?
388. The recent developments concerning issues-be of Pension or Privatisation-have amply demonstrated AIBOC's anti-AlBEA ROLE. It tomorrow AIBOA is not there, these anti-AlBEA / AIBOA forces will have the sole monopoly of the situation resulting in inevitable weakening of AlBEA, our movement and bargaining power. If there can be an INBOC or NOBO, why should there not be a powerful AIBOA, which is already occupying the second position in terms of membership?
389.Friends, there is no alternative to a strong AIBOA and strengthening AIBOA in every Bank, in every State and in every branch, is imperative and important task if we have got to meet the challenges of today and tommorrow. It is therefore an important organisational responsibility that in every bank strengthening Officer's organisation under the banner of AIBOA must be given top priority. A weak Officers' movement is bound toresult in weakening AlBEA and our movement.
390. It will not be proper for me to deal with the deficiencies in AIBOA itself. In a friendly manner we have pointed out the same to them from time to time. Effective steps will have to be undertaken to plug the loopholes and weaknesses in the organisational structure and functioning of AIBOA, particularly at State and bankwise levels.
391.On our part, we will have to build-up proper co-ordination between our two organisations. The bedrock of this is mutual respect for each other and organizational independence. The fact that our interests are interdependent and inseparably interlinked need not be emphasised here. Numerical strength of each other or status consciousness in administrative operation heirarchy of the banks should not be a factor.
Care should be taken against manifestation of any superiority complex.
392.To sum up, in the light of the experience for the past 12 years, the task of building-up and strengthening AIBOA has to be given immediate attention on our part in our own interest.
393. During the period, AIBOA has conducted many struggles in individual banks as well as on all-India levels. In their exclusive campaigns and agitations, we and ourunions have extended them necessary support, as AIBOA has invariably supported us and our Unions whenever agitations on award staff issues have taken place. On All-India plane, we have always been together, hand-in-hand in close co-operation. This mutual co-operation has got to be further promoted, consolidated and cemented.
394. Today, AIBOA commands majority in quite a few banks Oriental Bank of Commerce, erstwhile New Bank of India, State Bank of Indore, Central Bank of India,Bank of Maharashtra, Punjab and Sind Bank, Jammu and Kashmir Bank. They have got powerful presence in Vijaya Bank, United Bank of India, UCO Bank, Canara Bank, Allahabad Bank, Union Bank, Indian Bank, State Bank of Patiala and also in number of Private Banks such as Karnataka Bank, Vysya Bank. In certain other banks also AIBOA units exist.
395. During this period, in July, 1992, AIBOA held its 2nd Conference in Madras.Inaugurated by Shri V. R. Nedunchezhian, Finance Minister of Tamilnadu Government and with Shri P. S. Gopalakrishnan, the then Chairman of IBA, as Chief Guest, the conference was well attended. The conference elected Com. P. K. Menon and Com. R. J. Sridharan as President and General Secretary respectively.
= AIBEA GENERAL SECRETARY REPORT 1996 ON AIBOA - Com.Tarakeswar=
ALL INDIA BANK OFFICERS’ ASSOCIATION
February 5, 2013
ALL UNITS / STATE COMMITTEES
A I B O A CALLS FOR NATION WIDE BANK
STRIKE ON 20TH AND 21ST FEBRUARY 2013
In the Workers Parliament held at New Delhi on 04 09 2012 , the Central Trade Unions chalked out “Programmes of actions” culminating in two days strike action on the 20th & 21st Feb 2013 to realize the ten point demands.
2. The earlier call of agitation for a nationwide strike on 28th Feb 2012 by CTUs was observed by our organization, when the other Officers’ organization in the industry AIBOC, failed to identify themselves with the issues and observe the strike. AIBOA, true to its ideology and philosophy consistently observed various agitational programme including strike on 22nd & 23rd August 2012 as well as on the 20th Dec 2012 along with other trade unions of the industry & country.
3. The attack on the industry and its workforce is increasing alarmingly and it is our observation that UFBU failed to live upto the expectation of the rank and file by not observing such agitational programme including strike on 20th Dec 2012, which was the need of the time.
4. AIBOA Office bearers met today at Gurgaon in the office of A I O B O A and deliberated in detail on the emerging situation in the banking industry, the role of UFBU and its functioning in realizing the aspirations of workforce in the industry. With the alternative channel of delivery of services available at the industry, strike loses its sharpness as propagated in the press and media. After threadbare discussions and also taking note of the request made by the leader of working class, the General Secretary of AITUC Com Gurudas Dasgupta, it was decided to observe the strike on 20th & 21st Feb 2013 all over the country in banking industry to realize the following demands:
FUNCTIONAL GROUPING OF PSU BANKS RESULTING IN MERGERS
REGULATED WORKING HOURS FOR OFFICERS
PAY PARITY AND PAYMENT OF 6.4% OF BASIC AS ALLOWANCE AT PAR WITH SBI
RESTORATION OF COMPASSIONATE GROUND APPOINTMENTS
EXTENSION OF PENSION IDBI BANK WORK FORCE
5 DAYS WORKING IN BANKS
10 POINTS DEMANDS OF CENTRAL TRADE UNIONS.
5. Accordingly we call upon the units, State Committees and members to observe the strike on the 20th & 21st Feb 2013 and make it a grand success. Highlighting the issues raised by AIBOA should be the priority task of our units and state committees. In all programmes of preparatory in nature our demands are to be highlighted properly.
6. Units may give instructions regarding handing over keys/charge . No exemption is given since all officer unions are going on strike and the strike is mainly on our demands.
All state committees should keep the Central Office of AIBOA informed of completion of various programmes (to be decided at state level) from time to time.
January 28, 2013
ALL UNITS / STATE COMMITTEES
EXTENSION OF PENSION OPTION TO
“VRS OPTEES” UNDER OSR
While the Officers’ Service Regulations were introduced in July 1979, it had a clause facilitating officers to opt out of the services of the Bank on completion of certain years of service or attaining the age of 55 years. The provision is available selectively in certain Banks.
2. In the discussion held with constituents of UFBU on 13.04.2010 on the draft provisions on Pension, AIBOA pitched up the demand to include the officers opted out of service under OSR for extending the pension option to them also. The then General Secretary of AIBOC, was unaware of the issue raised by AIBOA, whereas INBOC reiterated their concern also along with us to include them. The workmen unions representatives Com.L.Balasubramanian, the then President of NCBE and Com.Pradip Biswas, General Secretary BEFI extended support to the demand put forth by AIBOA. Other organisational representatives kept themselves quiet in the discussion.
3. AIBOA marshalled the details of apex level court decision in the matter of “Bank of India and Indu Rajagopalan and others” wherein it was held that there can’t be distinction between “voluntary retirement” and regular retirement. IBA did not appreciate the stand of AIBOA.
4. Ultimately, it was AIBOA who called upon the affected officers to contribute 5000/= towards the legal expenses for filing the court case, totally assisted by “All India Canara Bank Retirees Federation”. Our efforts bore fruits. Inspite of clear directions by Govt. of India to the then Chairman of IBA to extend the option to “VRS optees” considerable delay has occurred. Now it has become a reality to include them, on their exercising the option, to join the Pension Scheme.
5. Various Bank Boards have adopted the amendments in the Pension Regulations 1995 and options are being exercised by the VRS optees.
6. AIBOA has consistently championed the issue of Pension right from date of debate in the year 1989. Systematically and scientifically facilitated the progress in the matter right upto 2010, in bits and pieces, in the Pension matters, with all conviction.
7. It is expected of the “VRS Optees” to extend / reciprocate in full measure by contributing a minimum of 7500/= to ”AIBOA’, taking into account all aspects including cost on Appeal etc., or more according to their willingness, as we are informed the cost of legal expenses has overshot the original estimate.
With warm greetings,
January 2, 2013
ALL UNITS / STATE COMMITTEES
WHAT IS IN STORE IN 2013 ?
The year 2012 that has just ended was depressing, to say the least. Economic growth slowed sharply. Industrial growth was largely stagnant and services lost their sparkle. For business across board the debt burden went up, while sales growth came down and profit margins were squeezed. Despite structural adjustments and refixing of exchange rates, deficit in foreign trade widened and exposed the hollowness of policies on trade and commerce and management of economy internally and externally.
2. In the year 2012, all the Central Trade Unions cutting across the political / party lines came to echo the voice of common toiling masses of our dear nation culminating the first ever strike on 28.02.2012 by 100 million workers. This was first ever strike by all CTUs in 66 years history of our Nation. Our organisation representing the officers did its patriotic duty by observing the strike. Notwithstanding the loss of the concept of “ Bonus ” to working class and non-extension of DA for all sections of the workforce , the working class continued its march towards meeting global attacks on its rights.
3. Anti Employees-Officers recommendations in the form of Khandelwal Committee, non resolution of ½ decade old issue of compassionate ground appointments coupled with the oft-repeated threats of Banking Law Amendment bill introduction forced the workforce under UFBU to observe the strike on 21st and 22nd August 2012. Adherence to the stand, steadfastly, is the quality of AIBOA, thus 20.12.2012 was yet another strike against the attack on us and also on the Industry.
4. The settlement of wages tenure was over on 31.10.2012 – Joint Charter of Demands was submitted on 30.10.2012 at Mumbai and a supplementary COD was submitted by INBOC demanding the parity of wages and service conditions of SBI to be extended to Nationalized Bank Officers too. The attempts of the Government of India to initiate the exercise prelude to the mergers of Public Sector Banks and also the cross mergers of the RRBs ring the danger signals related to matter of jobs and job security to the entire workforce in the Industry, as it is claimed that this decade is retirement decade and managing people and risks are the two prime issues that are to be tackled by the present workforce irrespective of the designations.
5. Keeping the changing political spectrum in the Indian Parliament in the matter of the purposeful transactions of business speak volume about the conduct of our elected representatives.
Leading Indications may culminate the year 2013 shall be of a challenging one to the entire citizen of this country including the workforce in our Industry.
Welcome 2013 ! !
December 30, 2012
ALL UNITS / STATE COMMITTEES
v COST OF BALANCING OF PENSION
v CHAIRMAN, SBI, CONFIRMS THE DEFICIT IN PENSION FUND
v FENCE EATING THE GRASS – A new experience
While introducing the Pension Scheme in the Public Sector Banks on 20th May 1993, late Com.Tarakeshwar Chakraborti, the legendary leader of the Banking Industry, dismissed the demand for permitting the SBI management to grant a compensation in lieu of the Pension Scheme in PSBs, to SBI outside the Bipartite load, towards increased cost borne by Banks. The Pension Scheme of SBI and also of Public Sector Banks are different in content as the year of introduction in SBI was 1956 and of PSBs 1995. As such SBI paid extra allowance through SCA on its own without reference to Bipartite.
2. In the last Bipartite settlement signed on 27.04.2010 an amount of .129.15 crores was deducted from the officers wage load of 17.5%, a new element and system of deduction was introduced by the then UFBU Convenor for the first time at the last minute of the negotiations. Though it was assured by the then UFBU Convenor that PF balancing cost would be demanded and clinched, without getting any positive response from IBA withdrew suddenly and the issue was kept in suspended animation.
3. Between 1993 till 2007, the extra compensation drawn by SBI unions was outside the Bipartite load settled at the Industry level. That is why on signing the MOU on Pension on 29.11.2009, Mr.M.V.Nair, Chairman, IBA made it clear through his Press statement, that no demands of SBI unions [ie] AIBOC and NCBE would subsist in the industry level and the same was left to their individual Bank management.
4. Having left the issue of PF balancing abruptly, UFBU prevaricated in its urgency to clinch and trample upon well laid down nuances and practices in Bi Partite Settlements and calculations by introducing SBI balancing Fund in the settlement, which was never allowed in the past. UFBU was shy beyond meeting the Government to credit the amount to Pension Fund, they did precious little to challenge the deduction made in the settlement, nor later on payment as allowance in SBI.
5. Parallelly in SBI, their unions had agitations to claim part settlement of the Pension issue in the earlier Bi Partites and wanted this time also compensation on increased cost of Pension. Ultimately UFBU without waiting for the dispute to be fully explored, agreed to the incorporation of a clause in the Settlement, paving way for payment of SBI pension fund which both the IBA and UFBU declared that will go for pension fund only in SBI and that Govt will ensure this and insert a clause in the settlement to the effect bringing Govt role on record. Assurance was given that the amount will go only to SBI Pension Fund account.
6. The present SBI Chairman had openly communicated through video conferencing on 08/10/2012 that the Bank had a deficit of .10000 crores in SBI Pension fund, in the background of SBI Officers’ Union resorting to agitational programmes against implementation of their own settlement dated 23.07.2003 signed by Mr.Amar Pal and Mr.Shantha Raju, agreeing for “7 days Banking” in SBI branches.
7. How the UFBU or its constituents can keep quiet over the fraud committed on the workforce by the Management of one Bank to pressure the payment without any moral or legal grounds. We can understand AIBOC owned by SBI Management keeping quiet but the loose comments of important persons – why we should fight for parity or why we should oppose SBI Pension payment – cannot be accepted by us because the fact is that the amount paid in SBI belongs to amount deducted from All India Bi Partite settlements and nobody can distort the settlement by tampering main frame items of the Settlement, viz., Basic Pay, Dearness Allowance, HRA (Cash component) ,CCA, FPA, PQP, Stagnation Increment, Incremental rates, etc.
8. Even the records of the Govt., obtained through RTI clearly evidence the stand of the Govt., which did not allow for a considerable time after settlement , citing reasons against such payment of allowance. How then volte face came unless blessed by UFBU who do not want to fight ? What happened in the dark to silence UFBU from its accepted position of payment to pension fund account and no payment as allowance ? Why the silence over the violation, or finding fault with those who raise the issue rightly ? That is why AIBOA is searching for answer – its is better for UFBU to find answers than blaming AIBOA.
9. Majority UFBU knowingly commit mistake against majority officers on the basis of appeasement, causing loss of 129.15 crores plus one year interest to Bank employees.
10. AIBOA has knocked the doors of justice because of new situation of “Fence eating the Grass ” and when only those in power even in the arrangement of UFBU have tended to overlook and dismiss fundamental issues in the matter. AIBOA shall not cease in its quest for truth and justice since sanctity of Bi partite is not allowed to be breached even by majority UFBU maintaining silence to abet the SBI, IBA and Govt., to violate Bipartite. Because UFBU violates sanctity, it does not become legal. It has only become breach of trust that can be repaired only by restoration of settlement.
AIBOA is just at that and we shall put all our efforts.
With New Year Greetings,
December 22, 2012
ALL UNITS / STATE COMMITTEES
Ø ONCE AGAIN
On 20th December 2012, as per the call of our organization Officers participated in the Strike Call demonstrating our protest against the uncalled for hasty move of the Government. It was a partial action in the Industry since UFBU did not join the strike and only AIBEA, AIBOA , BEFI & NUBE observed the strike.
2. The present Government while stage managed the passage of Banking Reforms Bills in the Lok Sabha, by conceding to the demands of the opposition the withdrawal of clause pertaining to FORWARD CONTRACT BUSINESS by the Banks. The next clause ie the bill related to “Merger of Banks” without reference to “Competition Commission of India” was also dropped due to the pressures mounted inside the parliament by opposition parties and outside by the officers and employees belonging to AIBOA, AIBEA ,BEFI and NUBE.
3. It is also a matter of record and fact that due to our sustained campaigns the Government which proposed 100% voting rights to share holders in the private sector banks from the present level of 10% could be restricted to 26% based on the standing committee on Finance recommendations.
4. This strike is 45th strike by Unions in the Banking Sector opposing the retrograde provisions affecting the economic sovereignty of our dear nation. The normal plan period to implement the “Structural Adjustment Progarmmes” is within 36 months in the developing nations like our country. But right from 1991-92 Government could bring in the amendments in bits and pieces and almost 240 months are over. This could only possible because of the militant, organized trade unions under the banner of AIBOA and AIBEA through protest actions in various forms.
This strike was inevitable as Parliament was changing the mosaic of the Industry not in nation’s interest but under pressure of world reforms and we had to warn the Government of irreparable damage to banking and Public Sector Banks.
5. Allowing the corporate to establish banks through the amendments in Banking Law Bill is nothing but taking the banking back to pre 1969 year. We need not remind you about the utter failure of new generation private sector bank in the earlier decade, “ Global Trust Bank” though headed by a renowned banker of yester years. To secure the interest of the public and also the work force, it was the “ call of the time” that AIBOA and AIBEA had to support our total workforce of OBC. The rock like solidarity benefited all concerned except the balance sheet of “Oriental Bank of Commerce” to recall the developments.
6. There were four unions in the Banking Sector ie AIBOA, AIBEA,BEFI and NUBE who had demonstrated their undiluted conviction to stick to the protest action decision. Hence to conclude, AIBOA is an organization one which preaches the principles and also implements right earnest. That is we have been remembered in the trade Union history that “ AIBOA is sincere and serious in all matters concerning the Banking Industry and its workforce right from 1981”.
CONGRATS! MARCH AHEAD !!
AIBOA registered its protest with all conviction at its command.
UNITS / STATE COMMITTEES
CALLS FOR THE STRIKE ON 20.12.2012
as it observed the strike, opposing the merger of State Bank of Indore
with State Bank of India, along with AIBEA has once again decided to
observe the strike call on 20.12.2012
The issues involved are:
To protest against the attempts of the Government to hasten the
process of amendments to the Banking Law.
To oppose the law sanctifying the corporate delinquency in the
matter of bad loans.
> To halt the present move of the Government to bring
in grouping of Public Sector Banks for future mergers.
contents are self explanatory. AIBOA
has already served the strike notice on IBA, CLC and to Chairman of the
Banks and hence Units need not serve any strike notice on their Bank
which has decided to observe instant strike against on Banking Bill has
betrayed the trust of the Bank employees.
When AIBEA General Secretary requested us to consider for strike,
we are informed that SBI officers are not for strike, NCBE General
Secretary is abroad and AIBOC is not for strike.
Thus the UFBU which was formed not for economic demands or wages
today present the ugly face of betrayal of our trust not to implement
their agreed decision.
such UFBU shall have nothing to do with us hence forward.
We have told AIBEA that there is no case for the Bank employees
to wear this dead snake around their neck for too long a period.
are to take note of following, while proceeding on strike; for
holding keys are to inform the authority to take charge of the keys
against proper acknowledgement.
Managers, Security Officers and officers working in the Central/Control
Hub of Technology wing
and Cooperative Banks are exempted from the strike.
preparatory programmes of actions related to strike observed at the
State/District centres are to be necessarily participated by AIBOA
march to 20th December, 2012 Strike.
the strike total and manifest our strong protest of indignation.
ALL INDIA BANK EMPLOYEES’ ASSOCIATION
(Central office: Chennai)
(Central office: Chennai)
BANK EMPLOYEES' FEDERATION OF
CIRCULAR TO ALL UNITS AND MEMBERS: 14-12-2012
:: OBSERVE ALL INDIA STRIKE ON 20TH DECEMBER, 2012
:: OPPOSE ANTI-PEOPLE BANKING REFORMS
Further to our earlier communications, we are happy to inform that our three organisations viz. AIBEA, AIBOA and BEFI have served the strike notice on IBA and have called upon all our unions and their members to observe All India Strike on 20th December, 2012 to oppose the banking sector reforms which are totally unwarranted for our country.
These reforms in the form of amendment Bill seek to reverse the clock back and hand over the public sector banking to private and corporate vested interests. Already, a Bill has been passed sanctifying the delinquency of corporates by facilitating the conversion of bad loans as equity investment in the delinquent company. Further amendments are being attempted to increase voting rights, quicken merger of banks, allowing banks to indulge in speculative forward contract business, etc. The Government is also in a hurry to issue licences to the corporate houses to start their own Banks and enable them to gobble up public savings.
Hence the strike is to protest and oppose all these anti-people reform measures and demanding the Government to retrace their steps. We call upon all our units and members to make the strike a grand success.
Preparatory programmes like demonstrations, and also strike day rallies should be organised jointly in all States and stations with proper co-ordination.
It has been decided to exempt the units from Co-operative Banks and RRBs from participation in the strike. However, they will join the other programmes like demonstrations, etc.
We are informed that NUBE has also given the call for strike on 20-12-2012.
C.H. VENKATACHALAM S. NAGARAJAN PRADIP BISWAS
GENERAL SECRETARY GENERAL SECRETARY GENERAL SECRETARY
“ WE LODGE OUR STRONG
PROTEST AGAINST THE PROPOSED BANKING LAW AMENDMENT BILL