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Circular No.36/VI/2016

November 21, 2016




ALL UNITS / STATE COMMITTEES                                                                   







In pursuance of the Kolkata CC decision held on 17th and 18th September 2014, a meeting was held between the Secretariat members of AIBOA with President and General Secretaries of both the Federations on 16th 0ct,2014 at Chennai at Tarak Illam and directed them to sort out the matter within themselves


In the next day meeting held at our office, solution to the problems were unacceptable for one reason or other. Meetings were held couple of times but it was a non starter. Even the communication addressed to the bank to put on hold the verification exercise, handedover to the bank by our President personally after the conclusion of our Mumbai CC in June 2015,  kept unattended by the Bank.


In the meanwhile, FAIPSBO was declared as majority as on 31.03.2015 and also 31.03.2016 and bank management has sought the panel of names for the appointment of officer director in the board of the Bank. While this process was underway, the representatives of the both federations were continued to have regular dialogues to mutually sort out the issues, however the solution was too near but too far.


In this background, 7 core committee members from each federation authorised Com.Nirmal Singh Virk and Com.Dhanwant Singh the senior leaders of the Federation to arrive at an acceptable solution, for unification.


MOU:   Salient Features are;


1.         The unified federation to retain the name of All India Punjab and Sind Bank officers Federation.


2.         Rationalisation of the code system shall be attempted at the State level


3.         Wherever, the conferences are due at the Zona l/ State level the same shall be held jointly before 31.12.2016 and All India Conference before 28.02.2017.


4.         Constitutional amendments to create Sr.Vice President, Dy.Gen.Secy or any other amendment shall be put up to the delegate session for approval.


5.         The modalities related to sharing of the positions between both the federations at All India level and Punjab State were also written down in the understandings arrived at.


6.         All India negotiating committee shall consist of 3 each from both sides and one position will be to the council on rotational basis from both sides.


7.         Principal office bearers at all level should have remaining service of 3 years but not less than 2 years.


8.         At all India level 6 retirees 3 each from both groups will be members of  CC, whose functions include advisory role.


Besides the above points, there are also understandings on trustees and finance part too in the understandings


The above MOU was inked at New Delhi on 25th October 2016.


We hail the steps and initiatives taken by the elders who have built the Federations in the PSB with twist and turns during their tenure.


In view of the above positive developments, we advise the State Committees to fill up the vacancies of office bearer posts kept vacant, if any, immediately, without any lapse of time.


Yours comradely,







CIRCULAR TO ALL UNITS                                                                                                                          5th November, 2016



Dear Comrades,




Units would recall that during the last wage revision process, we demanded that in view of the increasing cost of medical treatments, the entire expenses towards reimbursement of hospitalisation expenses incurred by employees/ officers and their families should be kept out of the additional load agreed by the IBA and there should be full reimbursement of the expenses.  While IBA agreed to keep the cost out of wage revision calculations, they offered to introduce a medical insurance scheme with a coverage of Rs. 3 lacs for workmen and Rs. 4 lacs for Officers with additional benefits like buffer coverage, etc.  After a lot of discussion, the scheme offered by them was substantially improved upon and the scope of coverage was also expanded to benefit the employees.   Similarly, due to our consistent demand, the scheme was also extended to the retired employees/officers on payment of the stipulated premium.


In the last one year we have been receiving feedback from our unions and members about the difficulties encountered by them in the implementation of the scheme.  We have been pursuing these issues with the IBA also. 


In the meantime, when the time for renewal of the Policy came up, while some increase in premium was expected in view of the increased claim ratio, without any justification or proper discussion, the premium rates were increased exorbitantly by the UIIC both for in-service employees/officers as well as for retirees.  Hence the issue was taken up by us with the IBA.  Accordingly on 26th of October, 2016, AIBEA and AIBOA along with other constituents of UFBU met the IBA.


During this meeting, we took up the following issues with the IBA:


  • The present Medical Insurance Scheme was introduced in the last wage revision settlement in replacement of the earlier reimbursement scheme to enable better coverage and full reimbursement.

  • In the implementation of this Scheme employees/officers/retirees have been facing many problems in settlement of their claims.

  • Though these problems were brought to the attention of the IBA in the earlier round of meeting, adequate steps have not been taken to resolve the same and the problems faced by the claimants have aggravated.

  • The main problem faced by the claimants are from the side of the TPAs.  They do not collect the claims regularly and there is also inordinate delay in many cases in settlement.  More number of TPAs should be appointed and claims are to be settled in time.

  • IBA-UIIC should regularly monitor the TPAs and ensure that TPAs do not create any problem in the settlement of claims.

  • More hospitals are to be enlisted under Cashless Facility as assured at the time of introduction.

  • UIIC should be advised to ensure that hospitals do not charge heavily just because it is cashless treatment.  IRDA guidelines should be implemented by the hospitals to charge prescribed rates and UIIC must ensure the same.

  • Wherever cashless facility is not available in a hospital, sufficient advance should be given by the managements to the employees.

  • IBA/Banks should ensure that all new recruits are immediately covered by the scheme on joining the banks as provided in the Settlement. Instances have come where some new recruits have faced problems while hospitalising their parents.

  • Utilisation of buffer amount has not been handled properly by many Banks.  It should be more transparent. The utilisation details for the year 2015-16 by all the banks should be given to the union. Uniform guidelines are to be given to the Banks.

  • TPAs are rejecting the claims made for hospitalisation under other systems of medicine though it is covered in the settlement.  It should be properly clarified to TPAs and UIIC.

  • Family definition is being unilaterally interpreted by the UIIC/TPAs against the provisions of the settlement. (eg. Any two of the parents or parents-in-law).

  • Employees/officers are facing lot of difficulties in getting their claims for domiciliary treatment.

  • For retirees, domiciliary coverage was unilaterally denied by UIIC though provided in the settlement.  All these claims of 2015-16 should be settled.

  • Any increase in premium, if warranted, should be properly discussed between UIIC and IBA and in full knowledge of the unions. 

  • Unilateral and disproportionately high premium fixed by UIIC and without following the IRDA guidelines are not acceptable.  IBA should take up with IRDA and Finance Ministry.

  • For in-service employees/officers, even though the premium is paid by the Banks and the cost is borne by them, the UIIC cannot exploit the banks and should not take them for a ride.

  • For retirees, the premium is too high, especially for the pensioners who have retired as part time employees/substaff, pre-1986 retirees, family pensioners, etc. 

  • In their case, the difference amount between last year’s premium and the revised premium should be borne by the Banks concerned.

  • For the current year renewal, many retirees are not aware of the last date deadline and hence another 15 days’ time should be given to them with due intimation to them so that they will be able to renew the policy.

  • The Scheme is arising out of the Settlement and IBA and all Banks are bound by it.  The implementation of the scheme cannot be left to the discretion of the Banks.

  • In the case of 5 Associate Banks, the managements have not renewed the policy which is a violation of the BP Settlement and IBA should advice them not to violate the Settlement.


IBA listened to our viewpoints and suggestions and assured to take up these matters appropriately.

Any development in this regard will be informed to our units in due course.

With greetings,

Yours comradely,


                        S. NAGARAJAN                                                                                              C.H. VENKATACHALAM                                        

                   GENERAL SECRETARY                                                                                           GENERAL SECRETARY

                                 AIBOA                                                                                                                     AIBEA




CIRCULAR TO ALL UNITS                                                                                                                                   3rd November, 2016




Dear Comrades,


          94th Birthday of our beloved leader            

       late Com. H.L. Parvana,

the jewel leader of our movement



(3-11-1923  - 18-4-1975 )


Central Committee Member of AIBEA : 1950

Vice President  : 1951,   Asst. Secretary : 1954

Secretary : 1964  till his death in 1975

Today marks the 94th birthday of late Com. H L Parvana, the most precious leader our bank employees movement has ever produced. Remembering him, recalling  his great sacrifices and recounting his immense contributions to our movement is always a matter of inspiration.  To all of us in AIBEA and AIBOA, we know that our movement has been built up through unity of our members, struggles by our unions and sacrifices by our great leaders.

With his dedication, conviction, commitment, vision and leadership qualities, Com. Parvana greatly contributed in building up our mighty movement.  He was a rate leader of outstanding leadership qualities and hence became the jewel leader of our movement.


Com. H. L. Parvana was born in a poor middle class family on 3-11-1923 in a remote village in Punjab. His name was Harbanslal. He studied in Rajpore Bhaiti upto middle school. He did his High School education at Badden-a place 10 kms. away. He used to walk daily to go to the school.

The sweep of the freedom movement, the Jallianwala Bagh incident, the inspiration from Lala Lajpat Rai and Bhagat Singh, -all had their natural impact on the young and sensitive Parvana. His instincts were pushing him away from routine studies and towards active public life. The seed had been sown in him.

Alongside, he took keen interest in literature. He was especially attracted to Urdu literature due to its realistic depiction of the commoner’s plight and the naked exposure of the exploitation existing in the social set up. He began writing small Urdu couplets and adopted the pen-name Parvana.

Though he completed Matriculation with very high marks, his family could not afford his further higher education. Com. Parvana, volunteered to seek a job to support the family suppressing his desire and urge to prosecute higher education.

This was the beginning of the era of sacrifice for Com. Parvana. At the age of 16, he started to hunt for a job and after lot of difficulties, through the introduction of a friend, he got a job in Punjab National Bank. But he was posted as a Daftary even though he was a first class matriculate.

After about 3 months, he was put on probation as a clerk with a salary of Rs. 16 per month. After joining the job, he continued his studies in an evening College and passed B.A. with honours in Urdu from Punjab University.

Every week end, Com. Parvana used to visit his elder brother who was employed in a textile mill. His brother was a Trade Union worker of that Mill and Com. Parvana found that through the efforts of the Unions, the problems of the workers were being mitigated and resolved.

Com. Parvana took no time to found a Union in Punjab National Bank at Lahore. But as a consequence of this “crime” he was dismissed by the Bank in 1944.

Then Com. Parvana came to Delhi in search of job again. With the help of his friend, he got a job in Bharat Bank Limited as an unpaid apprentice. Due to his efficiency and hard work, he was soon promoted as a supervisor and again as Superintendent.

Undeterred by the bitter experience of victimisation by the previous employer, Com. Parvana, as a result of his deep convictions, soon formed a Union in Bharat Bank, Delhi. He organised strike actions in 1946, 1947 and 1948 and the Union made spectacular achievements including recognition of the Union by the Management.

Later, he organised a day’s strike on 8th March, 1949 in support of the Railway employees, setting example for fraternity and solidarity of workers. But the Management reacted sharply by getting 450 out of its 527 employees arrested by police.

Com. Parvana fought back against these repressions and there was a strike for 21 days.

Management terminated 35 activists of the Union including their leader Com. Parvana. Com. Parvana was again on the streets and underwent sufferings.

When the Sen Tribunal was appointed, it also heard the dismissal of the 35 employees of Bharat Bank. Com. Parvana himself argued the case on behalf of the victimised employees. The Bank’s side was represented by the eminent lawyer Setalvad. The Tribunal awarded reinstatement of all the 35 employees but the Bank went on appeal to Supreme Court and obtained a stay.

But in the final hearing, the Supreme Court confirmed the reinstatement of these employees including Com. Parvana.

But that was not the end of the tribulations. The Bharat Bank decided to purchase the Punjab National Bank but cunningly dissolved the Bharat Bank rendering the 1,300 employees jobless.

It was March 1951. Com. Parvana had organised a Union in Punjab National Bank with the help of Com. P. L. Syal (later Vice President of AIBEA). The Punjab National Bank Union went on strike against the Bharat Bank’s decision to throw out its employees.

Punjab National Bank Manage-ment dismissed 159 of its employees for this.

The issue was referred to a Tribunal which ordered absorption of all the Bharat Bank employees in Punjab National Bank. But the Management went on appeal to the Supreme Court.

After 12 years of legal battle, in 1963 the employees won the reinstatement of all the employees including Com. Parvana.

By then, Com. Parvana had immersed in the movement so much that he decided not to accept the reinstatement and continued to work for the Trade Union whole-time.

This was the ripening of Com. Parvana into a Leader of unparalleled dimensions.

Com. Parvana had become the centre of activities of the Bank employees’ movement in and around Delhi and was responsible in forming Trade Unions in different Banks during the 1950s.

In 1951, he was elected as Vice-President of AIBEA and in 1954 as Assistant Secretary.  In 1964, in the Trivandrum Conference, in recognition of his most invaluable services to our organistion, the post of Secretary was created and  he was elected as Secretary of AIBEA which position he held till he died in 1975.

Com. Parvana was always known for his hard work. The more the AIBEA movement grew, the harder and longer he worked. Whether it was the fight before the Sastri and Desai Tribunals in 1950s and 60s, whether it was the fight to achieve Bipartite Settlement in 1965-66 or the sustained struggle for nationalisation of the Banks from 1960, Com. Parvana was straining every nerve to gear up the rank and file to back up the organisation’s demands for their eventual accomplishment.

This ever continuous and tremendous strain had a disastrous effect on his health and he suffered from heart attack in 1966. But much against the advice of the doctors, he freed himself from the hospital and resumed work in AIBEA Office.

The hectic activities during the First Bipartite struggle and negotiations further affected his health. But he refused to take rest.

He suffered a second attack in 1970. After a slight recovery, he plunged into his routine work again.

He got a third heart attack in 1973. Doctors told him that his health had deteriorated and advised him to be very careful.

But with some little improvement in his health, he was back to his normal work and frequent tours and meetings. His health had become so bad, that he could not climb the staircase of his house. So he shifted to the house of Com. Prabhat Kar who took care of him as his younger brother.

Com. Parvana was managing to live with heavy doses of tablets daily. But this was not to be a permanent solution.

On 13th April, 1975, he took seriously ill and was admitted into a hospital. Despite best medical attention by eminent doctors, the precious life of this hero could not be prolonged any further. At about 10-45 a.m. on 18th April, 1975, Com. Parvana passed away.

Volumes can be written about Com. Parvana about his sterling qualities of leadership, about, his outstanding contribution to our movement at every point of time and about the multi-dimensional activities of this gentle colossus.

 In short, he personified AIBEA. There cannot be a better acknowledgement of his services than through the following words of Com. Prabhat Kar, the father of our movement who wrote in his General Secretary’s report in the Amritsar Conference of AIBEA :


Com. Prabhat Kar wrote:

I am placing this report in a Conference where Com. Parvana is not present. For me, this situation is almost unbelievable. Days in and days out, throughout all these years he was a comrade who helped me in discharging my responsibilities.

He was the life and soul of the AIBEA centre. His dedication to the cause and thoroughness of minutest details are unparalleled. In every dimension of work of AIBEA, he was indispensable. In movement, in agitation, in campaign, in negotiations, in settling differences and solving problems his unique contribution was visible. As an agitator, organiser, as a leader conversant with every sphere of Trade Union movement, his imprint was distinct.

He was a comrade with clarity, with vision and a comrade who never knew tiredness. It is almost impossible to think of Central Office of AIBEA minus Com. Parvana. His amiable disposition brought everybody near him and he became the closest friend, philosopher and guide of each and every bank employee.

He was a man of the masses. He was a man of the Trade Union movement. He was a leader of the working class. He was a comrade who cannot be replaced.

The movement is indebted to him which cannot be repaid. I only wish to put on record our great gratitude for his able, mature advice, dedicated service and unparalleled comradeship manifested all the years he lived.”

This was our great Com. Parvana, the precious jewel of AIBEA.  Let us remember him on the occasion of his 94th birthday and take the pledge to further strengthen our movement. 

Com Parvana amar rahe.

Yours comradely,


                        S. NAGARAJAN                                                                                             C.H. VENKATACHALAM                                        

                   GENERAL SECRETARY                                                                                        GENERAL SECRETARY

                                 AIBOA                                                                                                               AIBEA


/Circular No.33 / VI / 2016 /


Circular No.32/VI/2016

November 1, 2016







Dear Comrades,







As informed by our communications, State Committees and affiliated units are to execute the plan of action already agreed upon on 30th September 2016 to make the ensuing conference a resounding success. To recapitulate the decisions arrived at are;




1.         The list of delegates and observers, as per the stipulations, should be submitted to the Host unit at the earliest possible but not later than the middle of this month, under intimation to Central office of AIBOA.


2.         The participants in the Youth Conference should also be submitted to the host unit under intimation to Central office of AIBOA.


3.         The list of the affiliated units along with the membership figures as at the close of 31.12.2015 together with the confirmation of receipt of Rs 40/=per member per year for four years up to 2015 plus 25% of the levy collected from the wage revision, should be submitted to the central office of AIBOA.


4.         The State committee should also remit Rs.1500/-[Rs.One thousand and five hundred only] per member per participant should also be remitted to host unit under intimation to AIBOA CENTRAL OFFICE.


5.         The room rent at the rate of Rs.400/=[Rs.Four hundred] per member per day for three days commencing from 17th to 19th December 2016 coupled with the youth participants for 4 days. 16th to 19th December 2016. Please note the delegate fee for the youth participants will be borne by the central office of AIBOA. 


6.         The State Committee must ensure remittance of Rs.1,00,000/=[Rs.One lakh] through souvenir collection and any collection over and above the allocated quota 50% of the same will be refunded by the host unit.


7.         The details of arrival and departure should be provided to the host unit to enable them to make arrangements for transportation from the railway station to hotel rooms.




1.         The affiliated Bankwise All India organisations are to submit the State wise membership to the central office of AIBOA immediately to reconcile the details at Central office.


2.         The subscription at the rate of Rs.60/ per member per year for four years ie 2012, 2013, 2014and 2015 should be cleared without any time lapse.


3.         As unanimously decided in the extended office bearers meeting on 30/09/2016, 25% levy collected should be necessarily remitted to AIBOA Central office and also 25% to the respective State Committees.


4.         Any other financial obligations like directors sitting fee @ 50% should also be remitted by the nominee director to AIBOA.


We request all the units to cooperate with the host unit and also with AIBOA central office, to make the 7th Conference at Hyderabad a resounding success.





Yours comradely,




Circular No.29/VI/2016

October 1, 2016












In the background of launching the “logo” for our 7th National Conference at Hyderabad, by the General Secretary of AIBEA, the journey to Hyderabad had   already commenced .


2.         In order to make the 7th National Conference, a distinct and memorable one, the extended office bearers meeting was held at RJS Bhavan, Mamallapuram on  the 30th September 2016, to draw full fledged blueprint of the conference and also fulfilling the constitutional and financial obligations to the State Committees and also to the Central office of AIBOA.  The committee was attended by  representatives of 15 State Committees  and 19 affiliated Units.


3.         The meeting commenced its proceedings at 10.45 am by hoisting  jointly the flag of AIBOA by Com.Alok Khare, Vice Chairman and Com.S.S.Shishodia, President followed by floral tributes to Com.Tarak and Com.RJS by all participants.


4.         The meeting was presided over by Com.Alok Khare, Vice Chairman and Com.S.S.Shishodia, President.  After a brief presentation of developments between joint CC held at Hyderabad and till date, the participants were advised to speak on the agenda of holding State Committee conferences and also clearing the financial obligations by the affiliated Units to State Committees and to AIBOA.


5.         On our invitation and request ,the committee  had the presence of Com.C.H.Venkatachalam, General Secretary, AIBEA and also Com.K.S.Krishna, General Secretary, SSBEA.  General Secretary, AIBEA in his pointed  presentation dealt in detail the present situation in the country coupled with the dangers that are starring at us.  Further the need of the hour is to coordinate to face the challenges and towards achieving the target the plan to weave  the thread of continuity of consolidation right from apex level , State level and Bank level there by making AIBOA a formidable force in our Industry. The path to be followed by both organisations in a  velvet touch method with serious reflections was placed by him.


6.         Com.K.S.Krishna, General Secretary, SSBEA, shared in a nutshell the crisis that is knocking at the doorsteps in the form of merger of Associate Banks with SBI.  He complemented the  role played by leadership of AIBOA in extending the solidarity support in trying times, in the struggles including the aborted strike action on the July 12th and 13th 2016 by judicial intervention by the bankers. 


Com.V.Anil Kumar , General Secretary, AIBOA - A.P.State Committee presented the  7th conference arrangements made by the host unit with the estimated expenditure.




7.         The following decisions have been arrived at unanimously.


[a]        All affiliated units should clear Rs.40/- per member per year commencing from 01.01.2012 to 31.12.2015 to State Committees.


[b]       The levy collected by the affiliated Units also to be remitted @ 25% to AIBOA Central Office and 25% to State Committees without exception


[c]        The financial obligations are to be necessarily cleared by 15th October 2016, failing which, the representation of the Unit in the conference will be as that of the  Observer only.


[d]        Except A.P.State Committee, the host unit of the 7th Conference, all other State Committees are to complete their   conferences well ahead of 7th National Conference.


[e]       Each State Committee should send  a list of participants to Youth Convention, Delegates and Observers to the conference  with full details of arrival and departure to the Reception Committee at the earliest possible time under intimation to AIBOA Central Office.


[f]        An amount of Rs.1500/- will be levied per participant as a Delegate fee.  As the cost of  holding conference is substantial, it has been decided by the host unit to  release the Souvenir.  15 State Committees have been entrusted to collect minimum of lac each and  9 Small State Committees are to collect Rs.50,000/-.  The collection over and above the stipulated quantum, the host unit shall  refund 50%. Advertisement materials will be accepted up to 15th November 2016 and the effort will be taken to release the Souvenir in the Conference itself.


[g]       The hotel accommodation has already been worked out [on triple sharing basis) and the tariff  per person is Rs.400 per day. The amount towards the rent shall be remitted by RTGS/DD favouring the Reception Committee, 7th Conference.


[h]       The draft copy of the GS Report will be e mailed followed by hard copy to the Units / CC members by 7th November 2016 and the suggestions from the Units will be accepted upto 14.11.2016 as the time at our disposal is limited and precious.


A detailed communication about the programmes will be released  shortly.


The present status of the issues related to Punjab & Sind Bank, IDBI, and Central Bank was placed for the information of the participants.


The p

PPPPProceedings came to an end at 18.45 hrs.



           Yours comradely,


/S          /S.NAGARAJAN/